Search
  • Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

Collapse
Loading...
X
Collapse
  • Page of 3
  • Filter
  • Time
  • Show
Clear All
new posts
Previous 1 2 3 Next
  • #31
    Re: In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

    Thanks for that

    The dates of the alleged service of the statutory demand and you writing to them to offer £5 a month do seem to fit although I'm pretty sure you'd recall receiving a statutory demand - are they stating it was served by hand ?

    This is an example of a Stat Demand



    So overall your debts are approx £15k including the amount 1st Credit are trying to bankrupt you for.
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps
    • 2 likes

    Comment

    • #32
      Re: In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

      Yes they are saying it was delivered by hand - but surely they would get me to sign something?

      Don;t you think it is odd they they say the sent a letter to me on 25th December 2013 - CHRISTMAS DAY ?????

      Comment

      • #33
        Re: In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

        Originally posted by jazzhands View Post
        Yes they are saying it was delivered by hand - but surely they would get me to sign something?

        Don;t you think it is odd they they say the sent a letter to me on 25th December 2013 - CHRISTMAS DAY ?????
        Perhaps Father Christmas put it in your stocking..........:lol:
        “The only man who sticks closer to you in adversity more than a friend, is a creditor.”

        Comment

        • #34
          Re: In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

          I'll happily speak with 1st Credit on Monday.

          I'll PM Jazz to get all his details to enable me to have a chat with someone I know over at 1st Credit - a voluntary charge seems the best option all round. Just make sure you opt for a monthly amount you can cope with.

          Well done today x

          Sorry to be so brief, I'm on 1st day of holiday and en route to Scotland
          "Although scalar fields are Lorentz scalars, they may transform nontrivially under other symmetries, such as flavour or isospin. For example, the pion is invariant under the restricted Lorentz group, but is an isospin triplet (meaning it transforms like a three component vector under the SU(2) isospin symmetry). Furthermore, it picks up a negative phase under parity inversion, so it transforms nontrivially under the full Lorentz group; such particles are called pseudoscalar rather than scalar. Most mesons are pseudoscalar particles." (finally explained to a captivated Celestine by Professor Brian Cox on Wednesday 27th June 2012 )

          I am proud to have co-founded LegalBeagles in 2007

          If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page
          If you wish to book an appointment with me to discuss your credit agreement, please email kate@legalbeaglesgroup. com
          • 3 likes

          Comment

          • #35
            Re: In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

            Thanks honey xx
            #staysafestayhome

            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

            Received a Court Claim? Read >>>>> First Steps
            • 2 likes

            Comment

            • #36
              Re: In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

              OMG ! Amazing. Thank you sooo much. The kindness of strangers always suprises me, and I am very thankful ~ truely x
              • 2 likes

              Comment

              • #37
                Re: In Court tomorrow! Bankruptcy for a £2.4k Debt 1st Credit

                I take it there's no way you'd be able to dispute the original debt made up of Lloyds bank charges is there.
                I only say this as I know of some who got into debt and couldn't work out why,
                On closer inspection of their bank statements, they discover direct debits date for being taken had altered without giving notice or reason as to why in writing.
                Resulting in money being withdrawn from persons account before the date their wages went in.
                Result of that action meant they were incurring ever increasing interest being added to bank charges for being overdrawn when they shouldn't have been.
                Something which was further compounded by bank letters being sent out at £10.00 a time every time to tell them they were overdrawn.

                It turned out the Bank was in the wrong for defaulting on it's original DD agreement and should not have made the change to the date of DD withdrawal and the person was re-embursed as the Bank broke terms of contract.
                • 1 thank

                Comment

                Previous 1 2 3 Next

                View our Terms and Conditions

                LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

                Announcement

                Collapse
                1 of 2 < >

                SHORTCUTS


                First Steps
                Check dates
                Income/Expenditure
                Acknowledge Claim
                CCA Request
                CPR 31.14 Request
                Subject Access Request Letter
                Example Defence
                Set Aside Application
                Directions Questionnaire



                If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




                NOTE: If you receive a court claim note these dates in your calendar ...
                Acknowledge Claim - within 14 days from Service

                Defend Claim - within 28 days from Service (IF you acknowledged in time)

                If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



                We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
                2 of 2 < >

                Support LegalBeagles


                Donate with PayPal button

                LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

                Create a Thread
                See more
                See less

                Court Claim ?

                Guides and Letters
                Loading...



                Search and Compare fixed fee legal services and find a solicitor near you.

                Find a Law Firm


                Working...
                X