Lloyds Overdraft and Lowells/Court

[stevemLS]

Re: Lloyds Overdraft and Lowells/Court

Thanks Celestine, I remember now! (Age, it is a terrible burden and I'm only 46!)

[Amethyst]

Re: Lloyds Overdraft and Lowells/Court

Cool Sit tight see if they apply to lift the stay.

The issue date was 1st April so they could apply for default judgment just after the 33 days allowed (6th May is about 35 days?)- so probably your defence was received about the same time they applied for default judgment, so it was refused. So the court should go back to them giving them 28 days to respond to defence, which they haven't done thus the claim is stayed until they pick it up again. I don't think you need to do anything until/unless they do pick it up again, if they do you'll receive notification from the court and a directions questionnaire and we can look at it again then.

[Bosh]

Re: Lloyds Overdraft and Lowells/Court

Ok thank you Amethyst, I will let you know.....you have been very helpful, I do appreciate it.

[Bosh]

Re: Lloyds Overdraft and Lowells/Court

Hi Flaming Parrot, the charges amount to £619 and I do not owe the money to this company Lowell's. I have spoken to the court and they said the account is "stayed" (hope that is correct) !! Thanks for your reply btw

[FlamingParrot]

Re: Lloyds Overdraft and Lowells/Court

Lowell would have bought the account from Lloyds. Now the case is stayed, they would have to apply to the court to lift the stay if they wish to proceed. If they decided to do that, you could negotiate a settlement minus the charges, possibly via a Tomlin Order to avoid a CCJ. :thumb:

Not immediately relevant but always good to know what your options are.

[Bosh]

Re: Lloyds Overdraft and Lowells/Court

That is handy to know.....thanks again FP :beagle:

[Bosh]

Re: Lloyds Overdraft and Lowells/Court

Flaming Parrot - If they (Lowell's) did not proceed with this case then what do you think would happen then in this instance ?