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Re: Marlin/ Mortimer clarke/ HSBC CC court summons
http://www.theukcardsassociation.org...ice_and_links/
1969
UK domestic cheque guarantee scheme is established.
1972
NatWest, Midland, Lloyds & RBS join together to issue the Access credit card under the Joint CreditCard Company (JCCC).
1972
Lloyds Bank ‘Cashpoint’ is the first on-line verified ATM using plastic cards with amagnetic stripe.
1974
Consumer Credit Act (Section 75) provides protection to consumers buying goods costing between £30 and £10,000 (£100 and £30,000 in 2005) on their credit card: if the product turns out to be sub-standard, or fails to be delivered, the cardholder can claim compensation from the card-issuing bank. The Act (Section 84) also limits customerliability to no more than £50 if cards are stolen, and used by someone else.
1977
Barclaycard issues the first UK company card – hitherto cards had been issued only to individuals.
1977
Consumer Credit Act comes into force on July 1st 1977
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its pretty obvious marlin have literally "cut & pasted" the date of the original consumer credit act meaning if the act was 1979 they would say you took it out in 1979
as the above clearly shows --- access credit cards were in existence prior to 1974.
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on the balance of probabilities they sent you an unsolicited credit card -- which according to the consumer credit act 1974 became known as a credit token It is a known documented fact that a certain bank [or even banks ](one of these 4 banks NatWest, Midland, Lloyds & RBS)
actually sent out unsolicited access credit cards to their trusted customers . why ????
think about it " in the beginning 1972" access had no customers so on the balance of probability is it going to (a) ask someone to apply
HP (hire purchase ) was more than a sauce then or (b) send unsolicited credit cards --- remember we had no CCact then
because access had to compete with the "continually "loss making" Barclaycard and get its membership "up" to compete with Barclaycard.
(A) it would be very interesting to know who the original "alleged" parties to the "alledged" agreement are claimed to be
(i) would they say natwest (ii) would they say access (iii) some alternative ?
(B) bear in mind the question of whether the claimant believes the ccact 1974 relates to the claim.
(c) original terms and conditions
http://www.theukcardsassociation.org...ice_and_links/
1969
UK domestic cheque guarantee scheme is established.
1972
NatWest, Midland, Lloyds & RBS join together to issue the Access credit card under the Joint CreditCard Company (JCCC).
1972
Lloyds Bank ‘Cashpoint’ is the first on-line verified ATM using plastic cards with amagnetic stripe.
1974
Consumer Credit Act (Section 75) provides protection to consumers buying goods costing between £30 and £10,000 (£100 and £30,000 in 2005) on their credit card: if the product turns out to be sub-standard, or fails to be delivered, the cardholder can claim compensation from the card-issuing bank. The Act (Section 84) also limits customerliability to no more than £50 if cards are stolen, and used by someone else.
1977
Barclaycard issues the first UK company card – hitherto cards had been issued only to individuals.
1977
Consumer Credit Act comes into force on July 1st 1977
==================================================
its pretty obvious marlin have literally "cut & pasted" the date of the original consumer credit act meaning if the act was 1979 they would say you took it out in 1979
as the above clearly shows --- access credit cards were in existence prior to 1974.
====================
on the balance of probabilities they sent you an unsolicited credit card -- which according to the consumer credit act 1974 became known as a credit token It is a known documented fact that a certain bank [or even banks ](one of these 4 banks NatWest, Midland, Lloyds & RBS)
actually sent out unsolicited access credit cards to their trusted customers . why ????
think about it " in the beginning 1972" access had no customers so on the balance of probability is it going to (a) ask someone to apply
HP (hire purchase ) was more than a sauce then or (b) send unsolicited credit cards --- remember we had no CCact then
because access had to compete with the "continually "loss making" Barclaycard and get its membership "up" to compete with Barclaycard.
(A) it would be very interesting to know who the original "alleged" parties to the "alledged" agreement are claimed to be
(i) would they say natwest (ii) would they say access (iii) some alternative ?
(B) bear in mind the question of whether the claimant believes the ccact 1974 relates to the claim.
(c) original terms and conditions
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