Hello to you all.

[teaboy2]

Re: Hello to you all.

Thanks for that post Teaboy.

I set up and ran a successful handyman business (which would include selling my services) dealing with property repair in banbury and had a good client base, then due to family reasons moved back to leicestershire. Since then I have had no work. I couldn't move my client base and the travelling wouldn't of been cost effective.
It's hard enough setting up a business in the first instance without setting it up twice which is what I effectively would of done. Cash flow is a major part of a small business and when that cash flow runs out ...... well you get the picture. I closed the business in February this year due to finances. So yes I used the goods to carry out my work.
As for the advice I got, myself and my bro came to a conclusion as per my defence, obviously this was incorrect so it was my fault totally I'm afraid.

I will wait to hear back from their solicitors on which way forward I will go but I don't want to make things worse and try to win on a technicality as that is not the way I operate.

Oh ... and your post was not harsh at all, straight forward honest feedback is what this site is based on and how it should always be..... thank you :rockon:

Oh yes i know how it feels to struggle with cashflow and also be declined for trade accounts due to bad credit - Had the same issue when i originally set up in buisness thanks to MBNA and their invalid default a month before i was due to start trading. But i stuck at it and made a huge success out of it despite their sabotaging of my credit file.

If you used the tools yourselve then you maybe deemed a consumer even though you were a sole trader. But as i said its to much risk given the small amount of the debt. So you are better off agreeing a repayment plan with them.

And after what Blue Bottle said, which i agree with by the way, you maywell have an argument on that basis too. And they would be foolish to continue with there claim to be honest, now that your looking at setting up a repayment plan. Along with the fact they originally declined your application.

[Little11]

Re: Hello to you all.

From what the OP has said, it would appear Screwfix have been rather economical with the truth with their legal representatives. Withholding evidence from a legal professional ..............It is not fair on a defendant and certainly not fair on the legal representative. It is also failing to comply with CPR and is, potentially, Attempting to Pervert the Course of Justice.
.

thanks for that, can I ask which evidence are you referring to in this instance bluebottle??? as i will mention this to them on Monday.

is it the' declining of the application' and the 'IE form' ??

thanks

[bluebottle]

Re: Hello to you all.

thanks for that, can I ask which evidence are you referring to in this instance bluebottle??? as i will mention this to them on Monday.

is it the' declining of the application' and the 'IE form' ??

thanks

It's what you mention in Post #27 of this thread. From what you have posted, it seems pretty clear that Screwfix's solicitors don't know anything about it. That it is of some concern. Say that had come out in court. Can you imagine how that would make the solicitors look? See what Screwfix's solicitors say when you ring them again. If they agree to a repayment plan, all well and good. If they offer to drop the case, I wouldn't refuse. If they appear pedantic, bring it up in court anyway. Let the judge decide if they have acted wrongfully and let them bite their heads off.

[Little11]

Re: Hello to you all.

Good Morning everyone

Just to keep you update, I spoke to their solicitors last Friday and told them about the issue mentioned in previous posts, they have in turn passed it to Screwfix for a response.
I phoned them yesterday and today and they tell me they have not heard back from screwfix yet but will keep chasing them for a reply.

....... and that's it really, just waiting on them now. Lets hope they see sense.

[Little11]

Re: Hello to you all.

Good Morning everyone

Just to keep you update, I spoke to their solicitors last Friday and told them about the issue mentioned in previous posts, they have in turn passed it to Screwfix for a response.
I phoned them yesterday and today and they tell me they have not heard back from screwfix yet but will keep chasing them for a reply.

....... and that's it really, just waiting on them now. Lets hope they see sense.

In addition, I do have a small query. My allocation questionnaire has to be in by 4th May, should I just send it back anyway or wait to hear back from the claimant??

thanks :tinysmile_hmm_t2:

[Little11]

Re: Hello to you all.

In addition, I do have a small query. My allocation questionnaire has to be in by 4th May, should I just send it back anyway or wait to hear back from the claimant??

thanks :tinysmile_hmm_t2:

Bump

[Little11]

Re: Hello to you all.

Good Morning

Well this thread is certainly getting some views, thanks to you all.

Ok, another update for you.

No phone call from the claimants solicitors as yet but I got a letter through the post this morning....... Oh and an attached letter of ...... wait for it

.......... NOTICE OF DISCONTINUANCE

...... not only that but they have written off the balance also.

So many thanks to you all for your advice and feedback. LB rocks

:beagle: RULES

[teaboy2]

Re: Hello to you all.

Did they give any particular reason as to why they have discontinued? Was it from the solicitors or form screwfix?

[Little11]

Re: Hello to you all.

Hi, they just mentioned that due to small amounts involved they made a commercial decision to discontinue the case against the defendant and write off the balance.

The letter was from their solicitors together with a N279 Letter of discontinuance from the court signed by their solicitors.

Shame they didn't tell me the real reasons why they took this action, although I can guess why....

[Celestine]

Re: Hello to you all.

Wow! Fantastic news! :beagle:

Great result....you must be very relieved. xx

[bluebottle]

Re: Hello to you all.

I think you will find the reason Screwfix have discontinued their claim is because they haven't complied with CPRs and mislead their solicitors. No firm is going to write-off nearly £500 on the grounds of it being uneconomical to pursue. I would have love to have been a fly on the wall when Screwfix's CEO got a call from their solicitors about the matter.

[teaboy2]

Re: Hello to you all.

While i can understand them discontinuing due to not being told everything, i find it hard to believe screwfix would drop the matter and write the debt off so easily. Especially when they could have easily argued that Little accepted the terms of the credit account connected to the account card and purchased the tools.

Overall its a good result, but you have been very lucky to be honest. Make sure you keep a copy of the letter and notice of discontinuance too as that can be used against screwfix incase they do try to take it to court again.

[Little11]

Re: Hello to you all.

Wow! Fantastic news! :beagle:

Great result....you must be very relieved. xx

Thank you and yes I am, could of been very costly if it had gone to court and the DJ was in a bad mood :tinysmile_aha_t:

I think you will find the reason Screwfix have discontinued their claim is because they haven't complied with CPRs and mislead their solicitors. No firm is going to write-off nearly £500 on the grounds of it being uneconomical to pursue. I would have love to have been a fly on the wall when Screwfix's CEO got a call from their solicitors about the matter.

Yes that's what I thought also and a fly on the wall would of been an experience to savour.
Somehow I don't think they would tell me the real reasons

Thanks all

[Little11]

Re: Hello to you all.

While i can understand them discontinuing due to not being told everything, i find it hard to believe screwfix would drop the matter and write the debt off so easily. Especially when they could have easily argued that Little accepted the terms of the credit account connected to the account card and purchased the tools.

Overall its a good result, but you have been very lucky to be honest. Make sure you keep a copy of the letter and notice of discontinuance too as that can be used against screwfix incase they do try to take it to court again.

Yes a relieve indeed. I will keep everything just in case. Does this mean that any adverse credit reporting to third parties will be corrected? or just satisfied?

Also I don't need to do anything now do I?

[teaboy2]

Re: Hello to you all.

Any adverse credit reporting should be removed.