ccj

[kmcke25]

i have received a letter today from a debt agency that has been granted a ccj against me, i have received no info on this until the letter today everything they have used has been to my old address of 5 years ago. they claimed to the court that i have not payed any money since may 10 but i have been paying the debt off every month to the same company from the beginning apparently the debt was bought by the lewis group last year from the bank of scotland.
to i have a leg to stand on to have the cck recinded or do i have to just take it and carry on the payments with the lewis group, i have spoke to them today and have to fill out an expenses form and agree a new payment with them.
any help would be appreciated.

[basa48]

Re: ccj

In that the claim papers were not correctly served (wrong address) you can have the CCJ set aside.

The County Court rules set out when you can apply to set aside a judgment. For example:
You may not have received the original claim form.
You may have moved house and not had post from your previous address.
An order was made against you in your absence in certain circumstances.
There may be an error in the judgment.
You want to put in a defence and did not have the opportunity to do this.
The proceedings did not follow the court rules.