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court claim CL finance/howard & cohen/Santander

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  • #1

    court claim CL finance/howard & cohen/Santander

    Hi,
    Have a credit card debt was paying monthly instalments then stopped around March 2010, sent letters asking for proof of claim etc. Received court papers of the 13th Sep, responded online to 'contest jurdiscation' and it selected defend claim as well.
    I now what to pay what i owe via monthly instalments but i do not want to pay the bank charges and interest which comes to around £400 on top. What should i do, is it to late to change it? what letters do i need to send etc.
    What to do?
  • #2
    Re: court claim CL finance/howard & cohen/Santander

    Intent to defend in full is flexible and not set in stone so dont worry.

    Not sure why you have contested jurisdiction ?

    What you sound like u want to do is admit part of the debt (ie the debt less the unfair charges) and make an offer to pay on that, and defend the charges. Start making payments of your offered amount soon as you can.

    Can you type up the particulars of claim please.

    What made you stop paying in March?

    Estimating you have till about 12th Oct to get defence/admission offer in then ?
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    Comment

    • #3
      Re: court claim CL finance/howard & cohen/Santander

      These are generally issued through Northampton, but once you state your intention to defend it will be moved to your local court, perhaps this is where the confusion regarding jurisdiction arose.

      Have you submitted a defence?
      Scottish Wildcat Association, conserving Scotland's critically endangered wild felines

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.




      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.



      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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