Hi folks,
Just joined so apologies if this is not the way to get a question answered?
I had financial difficulties about 10 years ago took out a voluntary agreement to satisify creditors - about a year later I sold a house and repaid the outstanding debts. I have been debt free for well over 6 years now and have checked my credit history recently which now shows a good credit record. However I occasionally get 'fishing' expeditions from debt collection companies threatening legal action over alleged debts - normally in the same name as myself but have safely ignored these as being fraudulent. However I have now received a letter from an organsiation calling themselves APLINS Solicitors threatening to obtain a charging order for an alleged debt to Hillsden Securities Ltd (another debt collection agency) on my home. The debt in question is for £3552.65 which I do not recognise or accept is mine - what can I or should I do about it? Up to now I have ignored letters of this kind - any help greatefully received - John
Just joined so apologies if this is not the way to get a question answered?
I had financial difficulties about 10 years ago took out a voluntary agreement to satisify creditors - about a year later I sold a house and repaid the outstanding debts. I have been debt free for well over 6 years now and have checked my credit history recently which now shows a good credit record. However I occasionally get 'fishing' expeditions from debt collection companies threatening legal action over alleged debts - normally in the same name as myself but have safely ignored these as being fraudulent. However I have now received a letter from an organsiation calling themselves APLINS Solicitors threatening to obtain a charging order for an alleged debt to Hillsden Securities Ltd (another debt collection agency) on my home. The debt in question is for £3552.65 which I do not recognise or accept is mine - what can I or should I do about it? Up to now I have ignored letters of this kind - any help greatefully received - John
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