Hi guys
Okay had a letter today from RESTONs Solicitors.
Basically I had a loan for 6k to pay off a credit card (I KNOW!!!)
I got into difficulties paying and contacted CCCS.
A couple of weeks ago I had a default letter from HFC. I contacted CCCS and they said the repayments were set up and agreed with HFC and there wasn't a way to avoid the Default (which is fine becuase I thought I'll get all the defaults on now then by the time my DMP is finished my credit file will be clear too) so to ignore the letter.
Then today I have a letter from the solicitors - dated 10//8 wanting payment of £7000+ by the 17th. The default balance is stated as being £6058 and the Collection Charge is quoted as being £1000+ !!!!
The letter also says their client want to give me a specially discounted settlement figure.
I dont want to call them until I know my options, and I cant speak to CCCS until monday.
Any ideas guys ?
(and I havent had a reply to my Data Protection Act request as yet)
Okay had a letter today from RESTONs Solicitors.
Basically I had a loan for 6k to pay off a credit card (I KNOW!!!)
I got into difficulties paying and contacted CCCS.
A couple of weeks ago I had a default letter from HFC. I contacted CCCS and they said the repayments were set up and agreed with HFC and there wasn't a way to avoid the Default (which is fine becuase I thought I'll get all the defaults on now then by the time my DMP is finished my credit file will be clear too) so to ignore the letter.
Then today I have a letter from the solicitors - dated 10//8 wanting payment of £7000+ by the 17th. The default balance is stated as being £6058 and the Collection Charge is quoted as being £1000+ !!!!
The letter also says their client want to give me a specially discounted settlement figure.
I dont want to call them until I know my options, and I cant speak to CCCS until monday.
Any ideas guys ?
(and I havent had a reply to my Data Protection Act request as yet)
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