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MandM v Egg Loan

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  • MandM v Egg Loan

    Hi everyone,

    I'm at quite an advanced stage with Egg, CMC due in a little over 2 weeks.

    I have been fighting this for many months now. Their claim is just under £25k and my latest shot at them was a SO application due to their (continued) non compliance with Orders for Directions i.e. wrong T & Cs, balance on POC not substantiated, faulty DN.

    The other side have taken a great interest in my DN as it is all OK apart from that it is missing some (rather important) prescribed wording. At the top where it says 'Default Notice' their printer must have been having a bad day as it forgot to insert the words 'Served under S87(i) of the CCA 1974'.

    I am aware of the short comings of this and all of the necessary regulations within the 1983 regs covering DNs/termination with which it does not comply.

    My question is this - Has anybody else had such a DN from Egg? And have you defended on this basis?

    Grateful for any thoughts.

    M

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SHORTCUTS


First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire



If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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