Can I be sued by CL without default notice?

[plumfin]

Re: Can I be sued by CL without default notice?

Evans, sister store, as was, to Debenhams. Sorry you have to pay up Wendy!

[WendyB]

Re: Can I be sued by CL without default notice?

I never took his bet, lol. Don't bet on dead certs, and he has insider info lol. And I work in a bookies!! Are there any late fees etc? If so, make a note of what they are, can possibly use them a later date.

[plumfin]

Re: Can I be sued by CL without default notice?

Do I need to ask for statements to get the late fees? From Santander or GE?

[Curlyben]

Re: Can I be sued by CL without default notice?

Hold fire on that.

[WendyB]

Re: Can I be sued by CL without default notice?

Yes, hold fire, like I said, we may be able to use them later. If you already know, then fine. If not, then don't bother just yet. It's always nice to keep a bit of ammunition saved up.....

[plumfin]

Re: Can I be sued by CL without default notice?

letter sent today, not signed, so they have to sign for delivery their end. Checked with the court and the service date is 18th July, so the lady said I have til 1st August to reply, or 31st July in real terms as that is a Saturday. If I use their online service, can I do the same as I would with the blue forms? thanks

[Curlyben]

Re: Can I be sued by CL without default notice?

We'll be using online as much as possible to keep things easy.
So AoS middle of next week then..

[plumfin]

Re: Can I be sued by CL without default notice?

Hi, just had proof of delivery from the post office this morning.

[Curlyben]

Re: Can I be sued by CL without default notice?

Excellent.
Be prepared to be ignored, no matter you have proof that your request has been received.

[plumfin]

Re: Can I be sued by CL without default notice?

so now I wait the 7 days to next Monday, should I chase them at all? If they don't send the info, what does that mean for me and the court?

[Curlyben]

Re: Can I be sued by CL without default notice?

Nope, ball is in their court.
Give us a shout when you need to file your defence, and remember to file AoS later this week.

[plumfin]

Re: Can I be sued by CL without default notice?

Hi, I received a letter back from them today, text as below:

re:evans gold storecard-(ref no)

we refer to your recent letter in which you have made a request under the civil procedure rule 31.14

we are not obliged to provide information under cpr 31.14. this claim is for less than £5kand therefore the rule is not applicable.

we can confirm that any disclosure will be dealt with as directed by the court.the particulars of the claim should be sufficient for you to reply to the claim form.

we trust thjis clarifies the matter.

cl finance ltd

No idea what this means, can you advise please? Also I need some help on the defense, but won't be home until the weekend. Can you give some pointers? thanks

[Curlyben]

Re: Can I be sued by CL without default notice?

It means they are playing silly sods and as such being pains in the bum.

In that case I would fire off a FULL CCA request to them for the information.

Details can be found here: ~~~ Consumer Credit Agreements - A Guide ~~~~ inc. Letters - Legal Beagles

Post #4.
You need to include a £1 statutory fee to cover this .

Don't forget to file your AoS as needed saying you are defending the full claim..

[plumfin]

Re: Can I be sued by CL without default notice?

Are they right about the £5000 limit?

[Amethyst]

Re: Can I be sued by CL without default notice?

Pretty much yes, CPR 31.14 is for fast track claims - which are usually those over £5k - normally those under £5k are in small claims and CPR 31, nor 18 for that matter apply officially.

However they should still follow the preaction protocols and this includes giving you enough detail and supporting documents to understand and thus defend or admit the claim.