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CCJ wrong address - Set Aside with Consent

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  • CCJ wrong address - Set Aside with Consent

    Hello Beagles,

    My first time posting but I've come with a unique CCJ situation which I couldn't find advice for hence I'd really appreciate your advice

    Background:
    - 3 years ago I was overpaid by my ex-employer to the tune of £5k
    - The claim forms were sent to my old address
    - Before I moved, I specifically instructed my old employer that I was moving and to correspond with me via email, as well as providing them with my new address (I have email proof of this)
    - 1 month ago I discovered a CCJ by chance during a routine credit check
    - The CCJ includes the original overpayment (£5k) plus legal fees and interest, amounting to a total of £7k

    Story so far:
    - I have negotiated with the claimant's solicitors for a set aside with consent
    - The solicitors are paying and have sent over the consent order which I have signed and has been sent to the court last week. It is as follows:

    UPON the Defendant providing evidence to the Claimant that the Defendant did not reside at the address at which proceedings were served and subsequently the Defendant did not have the opportunity to respond to the Claimant’s Claim Form
    AND UPON the Defendant acting promptly upon discovery of the judgment to notify the Claimant that there is some other good reason for setting aside the judgment, pursuant to CPR 13.3(b)
    AND UPON the parties reaching a settlement

    1. The Judgement dated XXXX be set aside

    2. The Defendant shall pay to the Claimant the total sum of XXXX ("The Settlement Sum") in full and final settlement of claims between the parties by 26 November 2024

    3. There be no order as to costs

    My thoughts:
    - I feel as though I should still have an adequate defence for the original CCJ, which is that I disagree to paying the interest + court fees of the original £7k due to procedural unfairness and a violation of CPR 13.2 (sent to an address the claimant should have known was not my address)

    Questions:
    - I feel like I may have scuppered this a bit by agreeing to include the clause of the Settlement Sum. Is this likely to get the case thrown out?
    - If so, how can I ask for the consent order to be rescinded and amended to "shall pay ... upon 14 days of the CCJ being set aside" or WTTE? What would be a legal strategy for this?

    Any advice appreciated as I have until tomorrow close of day to pay...
    Thank you so much
    Tags: None

  • #2
    Also, I have just noticed that the payment clause in the consent order will effectively become retrospective given that it is unlikely to be approved in the next 6-8 weeks. As such, could I not just argue that it needs to be amended on this basis?

    Comment


    • #3
      The time to change your mind is before you sign a consent order.
      Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

      Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdf

      Comment


      • #4
        Originally posted by atticus View Post
        The time to change your mind is before you sign a consent order.
        Yeah, I realize I've ****ed it a bit. I've never dealt with legal things before and the whole ordeal has been very stressful for me - I thought I'd done it well so far I don't know why I'd overlooked this at the last minute...

        Is there no recourse at all then?
        I'm thinking of asking the claimant to instruct their solicitor to amend the order and edit it

        Comment


        • #5
          I suppose that you may ask. But first ask yourself why they should agree to do such a thing.

          If you need more time to pay, I suggest that you pay what you can now and explain your reasons for requesting a short extension to pay the remainder.
          Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

          Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdf

          Comment


          • #6
            Originally posted by atticus View Post
            I suppose that you may ask. But first ask yourself why they should agree to do such a thing.

            If you need more time to pay, I suggest that you pay what you can now and explain your reasons for requesting a short extension to pay the remainder.
            It's less so needing time to pay, but rather I'm not keen to pay now only to later be informed that the judgment has not been set aside. That would leave me in a losing position and I'm quite keen to get this judgment removed from the record given the significant financial impact it's having on my life (my mortgage, car insurance etc.) and that it was placed on their without my knowledge in the first place.

            My argument was going to be that if we could not amicably resolve this, I would submit my own N244 explaining to the court that I was intending to resolve this without a hearing however due to a breakdown in negotiations over a technicality on the consent order, I have had to resort to the hearing.

            Comment


            • #7
              These are all things to have considered before signing and not after.
              Lawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.

              Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdf

              Comment

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