Claim form received from Overdales on behalf of Lowell

[Duckylove24]

Hello!

I have received a claim form today on behalf of Lowell represented by Overdales.

I have looked through the forum especially around Overdales and have found the info great etc when responding.

I have however noticed that when others have written about the POC they are more detailed than mine appear I.e. delving into the default notices etc.. this is what mine say:

The claim compromises the following:
Agreements the defendant entered into:
There are 4 companies listed with references and current balances. Then it says: The agreements were terminated as payments were not maintained and subsequently assigned to the Claimant.

Then it states about the sum and interest. There are no dates of notice of assignment or default notice dates etc. Is this enough for POC? I think one may be statute barred but any advice around the POC would be great.

Thanks in advance!

[echat11]

Hi Duckylove24

Welcome to LB

What you need to do is acknowledge of service via MCOL, that will give you 28 days (plus 5 days postal) in total from the Claim issue date.

https://legalbeagles.info/library/gu...ledge-a-claim/

Fill in the following, copy and paste back on to this thread without personal details:

Received a claim? Yes/No:
Issue Date:
Have you Acknowledged the Claim?:
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)
Claimant’s Name:
Solicitors Firm:
Original Creditor:
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR ):
Any Other Information or Background Details: