Hi DOLALLY1

If you could fill in the following and post that on this thread:

Received a claim? Yes/No:
Issue Date:
Have you Acknowledged the Claim?:
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000)
Claimant’s Name:
Solicitors Firm:
Original Creditor:
Original Debt (eg. Credit card/Loan/Overdraft) :
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?):
List any letters you have sent (eg: CCA/ CPR ):
Any Other Information or Background Details:

a) What you need to do is Acknowledge Service online, that will give you an extra 14 days to work on you defence, so that 28 days in total, plus 5 days.

https://legalbeagles.info/library/gu...ledge-a-claim/

b) Send them a request for each account, they have 14 days to provide you with a copy of your original agreements.
Make sure you get Proof of Postage. (It look like you might of done this).

https://legalbeagles.info/library/gu...etter-example/

c) Send their solicitors a CPR 31.14 Request, they have 12 days to provide documents they are relying to make the claim. Make sure you get Proof of Postage.

https://legalbeagles.info/library/gu...-of-documents/

d) Send them a SAR for the accounts, they have 30 days to provide all the details on the account. Make sure you get Proof of Postage.

https://legalbeagles.info/library/gu...ccess-request/

Make sure you get your defence in on time, so 28 days from the date of the claim letter, note it in your diary.


This is an example defence, that needs to be amended (amended carefully) to take account of events at this moment in time. A copy is sent to the Court and a copy sent to the creditors solicitors, make sure you get Proof of Postage.

https://legalbeagles.info/library/gu...-court-claims/