Hi everyone, I have recieved something called a simple procedure letter, recorded signed for delivery (which wasn't signed for and just put through my letter box maybe because of covid 19)
Its an official local sheriff Court letter outlining that a debt collection agency is taking me to court for an unpaid payday loan to lending stream. There is 3 options I have to fill in a response form to either admit and pay in full, admit and ask for time to pay, or deny and defend,*
Whatever option I choose the form tells me I must provide details of why and all facts etc
I would like to defend and apply for proof of original documents etc can anyone advise me how to start I don't want to mess it up as I have no legal experience?
I can't simply deny at this stage I must provide details why
Its an official local sheriff Court letter outlining that a debt collection agency is taking me to court for an unpaid payday loan to lending stream. There is 3 options I have to fill in a response form to either admit and pay in full, admit and ask for time to pay, or deny and defend,*
Whatever option I choose the form tells me I must provide details of why and all facts etc
I would like to defend and apply for proof of original documents etc can anyone advise me how to start I don't want to mess it up as I have no legal experience?
I can't simply deny at this stage I must provide details why
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