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Hi All hope you are well and can guide me I have received a ccj claim form from PRA group regarding a lloyds bank overdraft I completed the acceptance of service section on MCOL informing them that I intend to defend the whole claim any suggestions and advice on way forward will* be appreciated I am not sure if i need to send a CCA letter to the creditors or a CPR31.14 please see details below*
Received a claim? Yes
Issue Date: 17/03/2020
Have you Acknowledged the Claim?:Yes
Total Amount Claimed :*£4800
Claimant’s Name: PRA Group (UK) Ltd
Solicitors Firm: details not provided
Original Creditor: Lloyds Bank Plc
Original Debt: Overdraft
Particulars of Claim: The Claimant claims the sum of £4,800 for an outstanding debt owed. On 21/09/2006 the Defendant entered into an agreement with Lloyds Bank Plc for an Overdraft Account under reference XXXXXX. On 23/10/2019 the defendant defaulted on the agreement with outstanding balance of £4,800. On 19/11/2019 the debt of £4,800 was assigned to PRA Group (UK) LTD. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. AND THE CLAIMANT CLAIMS 1. The sum of £4,800
Is the debt Statute Barred : No
List any letters you have sent: None
Any Other Information or Background Details:
Help please I have not received no other correspondence from PRA group apart from this claim form, I would appreciate any advice into the next steps I need to take to defend the claim will CCA apply to bank overdraft if not what correspondence to i need to send to the creditor and when do I need no complete my defense by.
Received a claim? Yes
Issue Date: 17/03/2020
Have you Acknowledged the Claim?:Yes
Total Amount Claimed :*£4800
Claimant’s Name: PRA Group (UK) Ltd
Solicitors Firm: details not provided
Original Creditor: Lloyds Bank Plc
Original Debt: Overdraft
Particulars of Claim: The Claimant claims the sum of £4,800 for an outstanding debt owed. On 21/09/2006 the Defendant entered into an agreement with Lloyds Bank Plc for an Overdraft Account under reference XXXXXX. On 23/10/2019 the defendant defaulted on the agreement with outstanding balance of £4,800. On 19/11/2019 the debt of £4,800 was assigned to PRA Group (UK) LTD. Notices of assignment were sent to the Defendant in accordance with S136 Law of Property Act 1925. AND THE CLAIMANT CLAIMS 1. The sum of £4,800
Is the debt Statute Barred : No
List any letters you have sent: None
Any Other Information or Background Details:
Help please I have not received no other correspondence from PRA group apart from this claim form, I would appreciate any advice into the next steps I need to take to defend the claim will CCA apply to bank overdraft if not what correspondence to i need to send to the creditor and when do I need no complete my defense by.
