• Welcome to the LegalBeagles Consumer and Legal Forum.
    Please Register to get the most out of the forum. Registration is free and only needs a username and email address.
    REGISTER
    Please do not post your full name, reference numbers or any identifiable details on the forum.

Lowell solicitors, BT debt help please

Collapse
Loading...
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Lowell solicitors, BT debt help please

    Received a claim? Yes/No: YES
    Issue Date: 27 NOV 2019
    Have you Acknowledged the Claim?: YES
    Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) 800
    Claimant's Name: LOWELL PORTFOLIO LTD
    Solicitors Firm:LOWELL SOLICITORS LTD
    Original Creditor: BT
    Original Debt (eg. Credit card/Loan/Overdraft) : BT VISION TV
    Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
    1) The defendant entered into an agreement with BT PLC under account ref *********** (the agreement)
    2) The defendant failed to maintain the required payments and the service was terminated
    3) The agreement was later assigned to the claimant on 14-02-2019 and notice given to the defendant.
    4) Despite repeated requests for payment the sum of 612 remains due and outstanding
    And the claimant claims
    a) The said sum of 612
    b) Interest @ 8% limited to one year 38.23
    c) costs


    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): no
    List any letters you have sent (eg: CCA/ CPR ): CPR requesting documents 1 and 3

    Lowell responded as below:

    We confirm we have received AOS
    Your debt relates to a former telecommunication matter , this means the original creditor is not required to retain a copy of the agreement and therefore we are unable to request a copy of this document

    We confirm our client has not claimed to have entered into any contract directly with you,nor to have been a party to your contract with the original creditor. The benefit of that contract was lawfully assigned to our client pursuant to Sec 136 of the law of property act 1925 and the required notification of assignment was sent to you. copy enclosed. Please also regard notice of assignment os formal deman for payment.

    Any Other Information or Background Details: This is a demand for BT TV services that i had for 2 weeks before moving house and cancelling 3 years ago. cancelled by phone (no record)

    Please help and advise next step, submit defence?
    Tags: None

  • #2
    Have you sent a SAR to BT Vision to see how the amount has been calculated ?

    Your defence will be due in around 28th Dec. So you should start preparing it ready to file.

    Although the agreement won't be consumer credit regulated it will be required to show what you signed up for, the terms, whether a termination fee should have been charged and do on. Also cancellation terms - particularly if you might have cancelled within 14 days.

    Do you have any details of the agreement on email or anything from when you first signed up ?
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

    Received a Court Claim? Read >>>>> First Steps

    Comment


    • #3
      Firstly, genuine thanks for taking the time to reply to my post.
      I have checked my mails from the time and can not see any agreement.
      All I have is emails attached , showing service went live one week before moving house.
      Should i send a basic SAR requesting details of agreement and how charges were accrued?

      Comment


      • #4
        So, what is your defence?

        You agreed a contract presumably at least 12 or 18 months nd then moved home and cancelled so you would be liable for the remainder. I can't see a defence here unless you've omitted something.
        If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
        - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
        LEGAL DISCLAIMER
        Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

        Comment


        • #5
          Do you know exactly what date you cancelled vs the date the order was placed ? I assume the email thanking for your order and giving dates was sent the day you signed up - did you cancel before you moved house ? Is it within 14 days ? And did you return the 'kit' within 14 days after that?

          4A534432-63E8-4ABE-9A2C-DFA24F74404D.jpeg
          #staysafestayhome

          Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

          Received a Court Claim? Read >>>>> First Steps

          Comment


          • #6
            Originally posted by R0b View Post
            So, what is your defence?

            You agreed a contract presumably at least 12 or 18 months nd then moved home and cancelled so you would be liable for the remainder. I can't see a defence here unless you've omitted something.
            With no help from this forum, i today received a DISCONTINUATION NOTICE after filing a defence based on advice from another forum. What exactly is this forum for?

            Comment


            • #7
              they have discontinued the case - well done ** keep that safe

              Comment


              • #8
                First of all, well done on the claim being discontinued - what was your defence based on in the end?

                As far as I can see, you never replied back to our questions so what do you expect us to say?* What exactly were you expecting us to do?!

                We are not mind readers and certainly wouldn't conjure up a defence without knowing the facts because signing a defence that is false or reckless as to the contents of it means you could be in contempt of court and land yourself in prison.

                Nevertheless, this is a public community forum and nobody is obligated to help but*the people who do post on here give up their free time for those who need assistance.

                If you think that you can request help from us but not bother to answer our questions and wait for us to do the legwork then (and I speak only for myself here) that simply isn't going to happen.

                Of course if your experience coming here is that bad then nobody is forcing you to come back.

                *
                If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
                - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
                LEGAL DISCLAIMER
                Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

                Comment


                • #9
                  I will post my comments to the site sponsors, you have already validated the Google reviews for this site Rob.

                  Comment


                  • #10
                    Well I'm sorry you feel that way and that you can't have a frank and open conversation about it but as I pointed out, you never came back to us with a response since December having gone AWOL and then you appear to complain that you were given no help.

                    We did engage with you, but you didn't so I was asking you what exactly were you expecting us to do for you with the limited information given.
                    *
                    Last edited by R0b; 3rd March 2020, 16:53:PM.
                    If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
                    - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
                    LEGAL DISCLAIMER
                    Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice.

                    Comment


                    • #11
                      Originally posted by richard ward View Post

                      With no help from this forum, i today received a DISCONTINUATION NOTICE after filing a defence based on advice from another forum. What exactly is this forum for?
                      How rude. You never bothered responding to peoples questions.*

                      Comment


                      • #12
                        Email: admin@legalbeagles.info
                        #staysafestayhome

                        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                        Received a Court Claim? Read >>>>> First Steps

                        Comment

                        View our Terms and Conditions

                        LegalBeagles Group uses cookies to enhance your browsing experience and to create a secure and effective website. By using this website, you are consenting to such use.To find out more and learn how to manage cookies please read our Cookie and Privacy Policy.

                        If you would like to opt in, or out, of receiving news and marketing from LegalBeagles Group Ltd you can amend your settings at any time here.


                        If you would like to cancel your registration please Contact Us. We will delete your user details on request, however, any previously posted user content will remain on the site with your username removed and 'Guest' inserted.

                        Announcement

                        Collapse
                        1 of 2 < >

                        SHORTCUTS


                        First Steps
                        Check dates
                        Income/Expenditure
                        Acknowledge Claim
                        CCA Request
                        CPR 31.14 Request
                        Subject Access Request Letter
                        Example Defence
                        Set Aside Application
                        Directions Questionnaire



                        If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





                        NOTE: If you receive a court claim note these dates in your calendar ...
                        Acknowledge Claim - within 14 days from Service

                        Defend Claim - within 28 days from Service (IF you acknowledged in time)

                        If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




                        We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                        If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
                        2 of 2 < >

                        Support LegalBeagles


                        Donate with PayPal button

                        LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.

                        See more
                        See less

                        Court Claim ?

                        Guides and Letters
                        Loading...



                        Search and Compare fixed fee legal services and find a solicitor near you.

                        Find a Law Firm


                        Working...
                        X