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Received a Claim form from Lowell - any help would be appreciated as I'm utterly stressed about this....
Received a claim? Yes/No: Yes
Issue Date: 03 December 2019
Have you Acknowledged the Claim?: No
Total Amount Claimed : £3000
Claimant’s Name: Lowellportfolio
Solicitors Firm: Lowell Solicitors
Original Creditor: Vodafone and O2
Original Debt(eg. Credit card/Loan/Overdraft):Vodafone £2000 and O2 £650
Particulars of Claim:
1) The Claim comprises the following agreements the defendant entered into:
a. Vodafone limited with reference xxxxxxx and current balance of £2000
b. O2 UK Ltd with reference xxxxxxx and current balance of £650
The agreements were terminated aspayments were not maintained and subsequently assigned to the claimant
And the Claimant Claims:
a) The total of the said sums being £2650
b. Interest pursuant to s69 Count Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of 8%per annum
but limited to one year, being £210
c. Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): default was 2015 so not Statute Barred
List any letters you have sent (eg: CCA/ CPR ): none as of yet.
Any Other Information or Background Details:
These call charges were made because of my data being used while I was abroad.
I called Vodafone in 2015 (I don't know the exact dates) and asked if I could repay using apaymentplan and this was refused and was told I needed topay in full by the customer adviser.
Did not hear from Vodafone after until it was sold to Lowell.
I moved around but mypostal address was of myparents and they received default notices for 4 years without further action.
I do not believe I received apre-action letter.
From what I can see on the forum that I should acknowledge and defend in full - Which I have done now.
if for any reason should the defense fall, would there be a chance to negotiated a repayment?
Does the 28 days include bank holidays?
Any help would be appreciated.
Thanks,
Received a claim? Yes/No: Yes
Issue Date: 03 December 2019
Have you Acknowledged the Claim?: No
Total Amount Claimed : £3000
Claimant’s Name: Lowellportfolio
Solicitors Firm: Lowell Solicitors
Original Creditor: Vodafone and O2
Original Debt(eg. Credit card/Loan/Overdraft):Vodafone £2000 and O2 £650
Particulars of Claim:
1) The Claim comprises the following agreements the defendant entered into:
a. Vodafone limited with reference xxxxxxx and current balance of £2000
b. O2 UK Ltd with reference xxxxxxx and current balance of £650
The agreements were terminated aspayments were not maintained and subsequently assigned to the claimant
And the Claimant Claims:
a) The total of the said sums being £2650
b. Interest pursuant to s69 Count Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of 8%per annum
but limited to one year, being £210
c. Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): default was 2015 so not Statute Barred
List any letters you have sent (eg: CCA/ CPR ): none as of yet.
Any Other Information or Background Details:
These call charges were made because of my data being used while I was abroad.
I called Vodafone in 2015 (I don't know the exact dates) and asked if I could repay using apaymentplan and this was refused and was told I needed topay in full by the customer adviser.
Did not hear from Vodafone after until it was sold to Lowell.
I moved around but mypostal address was of myparents and they received default notices for 4 years without further action.
I do not believe I received apre-action letter.
From what I can see on the forum that I should acknowledge and defend in full - Which I have done now.
if for any reason should the defense fall, would there be a chance to negotiated a repayment?
Does the 28 days include bank holidays?
Any help would be appreciated.
Thanks,
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