Court claim paperwork received

[rusty2009]

Hi Amethyst thanks for your reply please find below the details.

Received a claim? Yes
Issue Date: 04/11/2019
Have you Acknowledged the Claim?: YES
Total Amount Claimed : £4,100
Claimant’s Name: Lowell Portfolio i LTD
Solicitors Firm: Lowell Solicitors limited
Original Creditor: Very
Original Debt (eg. Credit card/Loan/Overdraft) : Catalogue
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
1) the defendant entered into an agreement with very - littewoods/additions direct which was regulated by the consumer credit act 1974 under reference xxxxxx on 25/03/1020 ('the agreement')
2) In breach of the agreement, the defendant failed to maintain the required paymentsa nd the agreement was terminated.
3) The agreement was later assigned to the Claiment on 12/12/2014 and written notice given to the defendant.
4) Despite repeated requests for payments, the sum of £3,600 remains due and outstanding. And the claimant claims A) the said sum of £3,600 b) interest pursuant to s69 count courts act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £0.772, but limited to one year, being £300 C) costs.
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): I beleive it is statute barred last payment made in Jan 2013 with no communication since.
List any letters you have sent (eg: CCA/ CPR ): NONE
Any Other Information or Background Details:

[Amethyst]

It sounds like it might be statute barred but it is worth checking and obtaining the relevant documentation so you can defend on alternative grounds as well.

If you can have a read https://legalbeagles.info/library/gu...y-court-claim/
and give us a bit more info on the claim as per the form it will help guide you through dealing with the claim.

First job is to acknowledge service.