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Good afternoon, Please could someone give me some advice on how to approach dealing with, A statue Bared Debt (2011) from Barclaycard that HOIST FINANCE UK HOLDINGS 1 LIMITED have got a CCJ put on my old house.
I had an old Barclaycard which I sent a CCA request in Dec2008. They could not provide one and sent a letter back with a load of old jargon saying why they couldn’t. on 7/12/2011 they wrote to me issuing a formal notice of assignment to Cabot Financial. At the time I was still paying £1 a month once transferred to Cabot I stopped paying the £1 Dec 2011. The outstanding balance at this time was £1884.03
I checked my Credit file this week and I see I have a CCJ on my account at my old address. Moved NOV 2018. CCJ issued FEB 2019.
Claimant - HOIST FINANCE UK HOLDINGS 1 LIMITED
1. THE SUM OF £ 3972.54 2. COSTS
Questions
I Have the N24 form and know I can ask for it to be set aside as the debt is over 6years old since the last payment was made is there a certain way of putting this on the form ?
How do I get across they have doubled the Debt !!! ?
If a debt has been sold to Cabot, how can a new agency who has bought the debt off of Cabot then claim they are claiming for Barclaycard ? shouldn’t they be claiming on behalf of Cabot ?
Please could you advise.
C
I had an old Barclaycard which I sent a CCA request in Dec2008. They could not provide one and sent a letter back with a load of old jargon saying why they couldn’t. on 7/12/2011 they wrote to me issuing a formal notice of assignment to Cabot Financial. At the time I was still paying £1 a month once transferred to Cabot I stopped paying the £1 Dec 2011. The outstanding balance at this time was £1884.03
I checked my Credit file this week and I see I have a CCJ on my account at my old address. Moved NOV 2018. CCJ issued FEB 2019.
Claimant - HOIST FINANCE UK HOLDINGS 1 LIMITED
1. THE SUM OF £ 3972.54 2. COSTS
Questions
I Have the N24 form and know I can ask for it to be set aside as the debt is over 6years old since the last payment was made is there a certain way of putting this on the form ?
How do I get across they have doubled the Debt !!! ?
If a debt has been sold to Cabot, how can a new agency who has bought the debt off of Cabot then claim they are claiming for Barclaycard ? shouldn’t they be claiming on behalf of Cabot ?
Please could you advise.
C