Hi all
I need your help and advice.
Slightly complicated one. I have a debt with a claims management- FindMyClaims.com who are now threatening legal and enforcement action following non payment of an invoice. I know on the face of it I should have paid the invoice in full and at the right time, but I used the money to pay for outstanding medical bills which I thought were more important at the time with a view to paying their invoice over a period of time. The invoice is now over 2 years old now.
I'm finding they are particularly hard to deal with , especially as I have included them in my DMP and have been paying them set amounts each month based on my affordability budget. They never answer emails and will not accept an elevated payment plan. I now have a pending CCJ with them- the papers have been sent
The last thing I need right now is enforcement proceedings to commence - which I think will happen next as based what I know they are unlikely to accept the courts payment arrangement and can/will still go for enforcement.
I have been alerted that they are no longer regulated by the FCA and on the Financial Services register they are noted as a firm that can no longer provide regulated products and services, but was previously authorised by the PRA and/or FCA.
My question is can they now persue me for the outstanding monies owed and although I am willing to pay in instalments can they still use enforcement by any means?
Thank you for all your assistance with this
Peter
I need your help and advice.
Slightly complicated one. I have a debt with a claims management- FindMyClaims.com who are now threatening legal and enforcement action following non payment of an invoice. I know on the face of it I should have paid the invoice in full and at the right time, but I used the money to pay for outstanding medical bills which I thought were more important at the time with a view to paying their invoice over a period of time. The invoice is now over 2 years old now.
I'm finding they are particularly hard to deal with , especially as I have included them in my DMP and have been paying them set amounts each month based on my affordability budget. They never answer emails and will not accept an elevated payment plan. I now have a pending CCJ with them- the papers have been sent
The last thing I need right now is enforcement proceedings to commence - which I think will happen next as based what I know they are unlikely to accept the courts payment arrangement and can/will still go for enforcement.
I have been alerted that they are no longer regulated by the FCA and on the Financial Services register they are noted as a firm that can no longer provide regulated products and services, but was previously authorised by the PRA and/or FCA.
My question is can they now persue me for the outstanding monies owed and although I am willing to pay in instalments can they still use enforcement by any means?
Thank you for all your assistance with this
Peter
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