Satisfied CCJ set aside?

[MaccLad91]

Hi All,

I had a CCJ entered by default as I didn’t receive any claim forms etc this was done by Lowell. It was for a mail order item. I was young and stupid. I had only learnt I had this CCJ last year in August. (Ironically whilst sorting out a CCJ for my mum) I paid it off as soon as I found out (in full).

I guess my question is, is there a way to set it aside even though I have paid.

Could I send a letter to Lowell requesting a set aside due to not receiving any claim forms.

[MIKE770]

Amethyst

[Amethyst]

When was the judgment ? And when did you pay it off ?

[MaccLad91]

Amethyst Here you go this from my credit file. I only found out I had this last year

[Amethyst]

You've only got 2 years left on the register and you settled it a year ago - set aside applications need to be made promptly so you'll struggle on that side, plus you paid it so wouldn't be defending if you did get it set aside which makes it a bit of an uphill struggle. I don't think your chances of success are high enough to warrant the cost/risk. Better to use the £255 application fee to get another defaulted debt settled for full and final and avoid any more court claims down the line. Just my opinion though.

[MaccLad91]

That was my only debt. Just wanted to test the waters to see if this was possibility. I'll wait for the 2 years to pass. Thanks for the advice.