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Hello everyone I'm looking for help and advice.
Over ten years ago I defaulted on 2 credit cards from capitalone. I advised them but couldn't keep up payments I was taken to court and couldn't afford the payments. The debt got passed to companies who refused to accept an affordable payment or provide proof of claim. At one point 3 companies claimed this debt in 1 year. I found out about an attachment order on the house which I'm attached to with the buyer. And have been contacted by Lowells who I believe will take this back to court after 10 years. I did try to pay capitalone directly and they refused to accept any payments. I've had little contact in years (atleast 4) about this debt till earlier this year (2019) and have offered payments in the past. The house I live I've never considered to be mine as the buyer isn't looking to sell and claims it's hers. I'm unemployed and have been over 6 years. What can I do?
Over ten years ago I defaulted on 2 credit cards from capitalone. I advised them but couldn't keep up payments I was taken to court and couldn't afford the payments. The debt got passed to companies who refused to accept an affordable payment or provide proof of claim. At one point 3 companies claimed this debt in 1 year. I found out about an attachment order on the house which I'm attached to with the buyer. And have been contacted by Lowells who I believe will take this back to court after 10 years. I did try to pay capitalone directly and they refused to accept any payments. I've had little contact in years (atleast 4) about this debt till earlier this year (2019) and have offered payments in the past. The house I live I've never considered to be mine as the buyer isn't looking to sell and claims it's hers. I'm unemployed and have been over 6 years. What can I do?
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