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CCJ (County Court Judgement) Set Aside Advice

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  • CCJ (County Court Judgement) Set Aside Advice

    Dear all,

    Have (what i hope is a straightforward question.

    I received a CCJ in 2014 and it is blocking me from getting a mortgage. Belo details:

    - CCJ was for 371GBP for a defaulted CapitalOne card account and the debt had been passed on to Lowell
    - The correspondence was sent to an address that i had not lived at since 2010...
    - Despite CapitalOne sending statements to my new address (so no idea why the CCJ was sent to an old one)
    - I have satisfied the CCJ in full a few months ago because i thought it would help with my getting a mortgage, but i need the CCJ set aside from my credit reports regardless.
    - Lowell has potentially agreed to sign a Consent Order.

    My question is if they sign a Consent Order (i am yet to draft it and not sure what it should read like), do I still need to send in an N244?

    N.B. I just want this set aside as quickly as possible and don't mind tentatively paying a few hundred quid instead of waiting several months to have it set aside after a hearing.

    Thank you in advance!
    Tags: None

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Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
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Witness Statements
Directions Questionnaire



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NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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