Ccj threat from lowel sol for out standing phone contract

[Mswilliams90]

Afternoon all

i have recieved a letter from lowel solicitors stating i owe 500 pound in unpaid mobile phone contract and thretening me with a ccj. I sent the form back they sent to requesting a copy of my cca. They replied with a generic letter saying they didnt need to provide it due to it being a mobile phone contract and if i didnt pay with in 30 days i would be taken to court.

im looking for advice on this scenario as i thought to get a ccj they had to prove i owed the money which would require the cca.

any advice would be appreciated

many thanks

[R0b]

Hello

The majority of mobile phone contracts are not regulated by the Consumer Credit Act and are simply services contracts. I do know that some companies like O2 and Vodafone had regulated contracts but we are talking 7 or 8 years ago and have since been discontinued though O2 might still offer this in certain circumstances.

Do you have some knowledge about what Lowell are talking about? If yes, when was the contract taken out and when did you stop paying, was there any reason why you failed to pay?