pra group taking me court

[mckenzie68]

The only statement i have is a printout what PRA done was on a a4 paper just showing payments.

[mckenzie68]

thinking back when i was with dmp apex credit management was dealing with it

[Amethyst]

Okay, so there will need to be assignment from Lloyds to Apex then from Apex to PRA ....

You should have time to get the SAR response from Lloyds before the next steps from the court claim after Directions Questionnaires - and there will be a telephone mediation appointment where you can consider making an out of court settlement/installment offer if needed.

[mckenzie68]

ok. the only thing thats bugging me is why there is just a printout on a4 paper with payment dates and no balance it just looks like someone has typed them. i have wrote to pra today to tell them my situation and i am vulnerable but i havent done a financial statement with them yet they were giving me 30 days to get in contact because the financial ombundsmen got in touch with them. i also told the financial ombundsmen about the charges so i am now waiting for the sar so i can enquire about them and if i am not happy to go back to the financial ombundsmen to do another complaint

[mckenzie68]

sent of direction questionnaires and just came across this article so wondering if i can use this as this loan was 2003 and the act changed in 2006 credit consumer act.docx

[mckenzie68]

looks like i won't be getting a mediation it's been allocated to my court

[mckenzie68]

also won't be getting my SAR from lloyds tsb they have told me they can't send it for another 60 days so I will get it on April 27th

[MIKE770]

report them to ICO as they are in breach of regulation (30 days and they have not given a good reason for delay

[mckenzie68]

I can't report it because they sent me a letter apparently it's a lot of media and something about info from third parties they will try and get it sooner but it could take up to the 27th of April

[MIKE770]

report them as from 25th May 2018 it is the regulation and need a better excuse than that ,, post the letter they sent up minus personal name/number??

[mckenzie68]

would take a photo of it but it takes all day to fiddle with it but i have the sar back from the moneyplus and the weird thing is the CCA request that PRA sent me has with what i think is my signature. But the one Moneyplus has given me which is the customer copy there is no signature and not even a box to sign in. was thinking about sending both copies to the financial obundsmen to have a look at,

[MIKE770]

Amethyst

[mckenzie68]

i have looked at some paprework i have found in 2006 and the signature i did is slightly different to the one PRA sent me

[mckenzie68]

not sure to send copy of both cca documents and let the financial ombundsmen have a look and give him the dmp plan I signed in 2006 so he can see my signature is slightly different .He has already put a complaint in to them in how I was treated unfairly so maybe he might look into this

[Amethyst]

The signature on your original agreement that you still have a copy of is different to that on the copy document PRA have sent you ? Is that what you're saying ? It's definately not just a copying/michrofiche wonk issue ?