10 year old CCJ

[Hero1234]

Hello all. I am very new to this forum.

Shortly Before xmas last year I received a letter from a company called Intrum within which it appeared they were searching for me. They said my address was forwarded to them as a possible address for me.
I ignored it and 2 weeks later they write another one staying i owed 7000 pounds and a ccj had been issue in 2007 october.

I honestly have no recollection of this. I have had many who were from debt buyers which culminated in charging orders on my house but since paid them off. 5 charges in all.

The original debt according to their letter was sold in 2005 from a bank. No mention of who to. CCJ Obtained in 2007 and then nothing there after (or so it appears) i havnt paid a penny towards this as i cant remember it. Then i noticed in my credit file a search by a company called 1st credit (Intrum brought it) entered two years ago. Also no CCJ number or Name of third part company debt was brought from.

Please how do i deal with this? I am very worried they enforce as they say in their letter that they may

[Amethyst]

If they obtained a CCJ in 2007 then to enforce that Judgment they would require the permission of the course and would have to have a good reason as to why no efforts to enforce had been taken for over 11 years ( limitiations is 6 years ). You will likely be able to dispute their reasons by showing that all other debts found you with ease and enforced / got their money etc.

24 Time limit for actions to enforce judgments.

(1)An action shall not be brought upon any judgment after the expiration of six years from the date on which the judgment became enforceable.

(2)No arrears of interest in respect of any judgment debt shall be recovered after the expiration of six years from the date on which the interest became due.

I'd be inclined to inform them of that, dispute that any CCJ was ever obtained and require them to evidence such with a copy of the judgment.

I'd also see if you can get details from your own records of the debts which resulted in the charges on your property and were paid off. It wouldn't be beyond the pail for this to be a duplicate.

You also require evidence of assignment of both the debt and the judgment.

[Hero1234]

Dear Amethyst,
You are a big star and help in this regard. How can I thank you?
I feel extremely encouraged to assist others who come here with problems too. I can assist with questions concerning residential and commercial property transactions. I need to know how to traverse the site though.
Once again, thank you.

[Amethyst]

Hiya. Firstly apologies to Hero1234 - I'd completely missed your post, and you were so kind as well ! Did you write to Intrum ?


Monjoli2003 - I'll move your post to a new thread so that Hero's doesn't get confused and get rid of the 'Guest post' for you, then reply xxx