Letting from Lucas credit services

[Dannut1985]

Hi
today I have received a letter from Lucas credit service stating I owe £1500 to Lowell
I’ve never heard of Lowell or had credit with them

I have phone the number provided and was met with blunt answers when I said I was recording the call

i asked the lady for a true copy of my credit agreement and she said she will see if it’s available but either way I still need to set up a payment plan or pay in full within 30 days

Any advice on what I should do would be greatly appreciated

thank you

[MIKE770]

Lowells buy debts from companies who you may have defaulted with, what company did you owe monies and had problem recently?>

[Dannut1985]

She said it’s regarding shop direct

[MIKE770]

Ah! shop direct then,,, did no notice of assignment (sold) to Lowells arrive??? CCA Request send to lowells with a £1,00 postal order sent recorded delivery also copy to lewis (No Fee)stating CCA requested direct to llowells

[MIKE770]

also more details as last payment etc etc etc

[Dannut1985]

Thank you I’m going to do that today
if it’s what I think then I haven’t made a payment for nearly 3 years
and this is the first letter I’ve received

[MIKE770]

on line application shop direct ???? taken out in what year?

[Dannut1985]

Taken out sometime between 2010 and 2012 I think and yeah think it was online aplication