Hi,
I was given a CCJ on 7th Feb 2014 by Lowell Group, for a Vodafone contract. The debt amount was £987.
During this time I was living & working overseas and didn’t have the opportunity to defend myself in this case as I did not receive letters.
Fast forward to 2016 when I moved back to the UK to find this debt on my credit file after failing a tenancy application. I contacted the court to find out who the debt was from and given Lowells name.
I decided to pay for a solicitor to help in this matter as I had no recollection of ever owning a Vodafone contract and I hadn’t recieved the original court letter.
After quite some chasing by the legal company, the debt had been passed onto BW legal, all documents they hold had been requested and passed to me, but it was just lists of none sense. No evidence.
I have since sent a request to the court to set the judgement aside, and my hearing is on 20th August.
My question is how likely are Lowell to show up? How likely is it that the judge rules in my favour to set the judgement aside given I have sent my employment information & immigration documents to prove I wasn’t in the country?
Thanks in advance,
I was given a CCJ on 7th Feb 2014 by Lowell Group, for a Vodafone contract. The debt amount was £987.
During this time I was living & working overseas and didn’t have the opportunity to defend myself in this case as I did not receive letters.
Fast forward to 2016 when I moved back to the UK to find this debt on my credit file after failing a tenancy application. I contacted the court to find out who the debt was from and given Lowells name.
I decided to pay for a solicitor to help in this matter as I had no recollection of ever owning a Vodafone contract and I hadn’t recieved the original court letter.
After quite some chasing by the legal company, the debt had been passed onto BW legal, all documents they hold had been requested and passed to me, but it was just lists of none sense. No evidence.
I have since sent a request to the court to set the judgement aside, and my hearing is on 20th August.
My question is how likely are Lowell to show up? How likely is it that the judge rules in my favour to set the judgement aside given I have sent my employment information & immigration documents to prove I wasn’t in the country?
Thanks in advance,
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