Hello, in late June a claim was filed against me by Lowell Portfolio with Cohen Cramer in regards to an alleged Orange mobile phone debt (£450) dated around 2011/12
I've been reading the many previous threads with similar circumstances,using those I sent out CCA/CPR and SAR to all relevant parties (no co-operation received) and then filed my defence last week citing poor/no reception with Orange and Lowell having not showed any evidence relating to any part of the debt. (amongst other points used in the template examples etc)
Last week Cohen Cramer send me a letter saying that all matter relating to the case are now being handled by Lowell Solicitors.
Today I receive the N180 form the county court, however I have been sent nothing from lowell.
From what i've read i understand that I should tick the mediation box and fill out the form normally, however I was wondering If I should write a cover letter to accompany the form?
Also do I serve copies to the county court and Lowell Solicitors or do I include Lowell portfolio too? despite them probably being the same .
Also from reading other threads this is where things start to get hazy, what can i expect to happen after I file the N180?
Lowell probably dont have any documents, I have SAR'd EE and phoned them and they have minimal to 0 information of my account.
Any advice would be appreciated, thanks
I've been reading the many previous threads with similar circumstances,using those I sent out CCA/CPR and SAR to all relevant parties (no co-operation received) and then filed my defence last week citing poor/no reception with Orange and Lowell having not showed any evidence relating to any part of the debt. (amongst other points used in the template examples etc)
Last week Cohen Cramer send me a letter saying that all matter relating to the case are now being handled by Lowell Solicitors.
Today I receive the N180 form the county court, however I have been sent nothing from lowell.
From what i've read i understand that I should tick the mediation box and fill out the form normally, however I was wondering If I should write a cover letter to accompany the form?
Also do I serve copies to the county court and Lowell Solicitors or do I include Lowell portfolio too? despite them probably being the same .
Also from reading other threads this is where things start to get hazy, what can i expect to happen after I file the N180?
Lowell probably dont have any documents, I have SAR'd EE and phoned them and they have minimal to 0 information of my account.
Any advice would be appreciated, thanks
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