Lowell Court Claim

BobFish

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Joined: Mar 2017

Posts: 5
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#1

Lowell Court Claim

24th January 2018, 16:57:PM

Just got in from work to find a letter from the County Court Business Centre. It's a claim from Lowell for a defaulted Credit Card back in 2012 (when they bought the debt from Vanquis). I have just checked my Credit Report and it states the default expires on the 31st of January 2018. I'm guessing they are being mutts and throwing in a claim for a CCJ when the 6 years is almost up!

Is there any way to either ignore this or anything to delay it so the 6 years on default passes?

Appreciate any good advice.

The default sum is £1700 and although not a great excuse but it was defaulted when I separated from my partner and basically on my backside!

Thanks in advance.

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BobFish

Junior Member

Joined: Mar 2017

Posts: 5
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#2

25th January 2018, 13:28:PM

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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over Â£10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.

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