CCJ Registered What To Do Now

[H1985]

Hi, hope this is the correct place to ask.

My partner has had a CCJ against his name and he has received a letter asking him to pay the full debt in one go (£276)

We have no way of paying that as we are on JSA.

What are our next steps? I have read elsewhere he needs to send a form to the court apply for instalments, but we don't know which form or if thats correct.

Any help appreciated as this is all confusing and we both suffer from depression and anxiety so really need to get it sorted.

Thanks

[ostell]

Re: CCJ Registered What To Do Now

So what is the CCJ for? Would it be an ignored parking charge by any chance?

[Amethyst]

Re: CCJ Registered What To Do Now

Hi, hope this is the correct place to ask.

My partner has had a CCJ against his name and he has received a letter asking him to pay the full debt in one go (£276)

We have no way of paying that as we are on JSA.

What are our next steps? I have read elsewhere he needs to send a form to the court apply for instalments, but we don't know which form or if thats correct.

Any help appreciated as this is all confusing and we both suffer from depression and anxiety so really need to get it sorted.

Thanks

If he wants to apply to pay a forthwith order by installment then he wants form N245 - he'll also want form EX160 for fee remission ( else it costs £50 application fee )
Have a read http://legalbeagles.info/forums/show...judgment-order (links to forms there too )
N245 - http://formfinder.hmctsformfinder.ju...k/n245-eng.pdf is the form
Was the Court Claim simply ignored or did he never actually receive anything?

[H1985]

Re: CCJ Registered What To Do Now

If he wants to apply to pay a forthwith order by installment then he wants form N245 - he'll also want form EX160 for fee remission ( else it costs £50 application fee )
Have a read http://legalbeagles.info/forums/show...judgment-order (links to forms there too )
N245 - http://formfinder.hmctsformfinder.ju...k/n245-eng.pdf is the form
Was the Court Claim simply ignored or did he never actually receive anything?

Thank you that really helps, I don't think he received anything but he's not good with dealing with things plus his meds make him forgetful so to be honest it's 50/50.

- - - Updated - - -

So what is the CCJ for? Would it be an ignored parking charge by any chance?

No it's not for parking charges, we don't have a car.

[Amethyst]

Re: CCJ Registered What To Do Now

It's quite a low amount to have a judgment on if not parking- do you know what the CCJ is for / who the claimant was etc ?

Are you particularly worried about your credit files etc? - as a judgment will show on your file and be on the register of judgments for 6 years if it isn't paid within 28 days from the judgment date.