Defending a money claim.

[jetbrains]

Im going to trial for a money claim as a defendant. I beleive that I do not owe this money and have built up a case to defend myself. Im confident in my defence however, im getting nervous that I could lose. If thats the case will I be handed a CCJ and have it on my credit record for the next 6 years. Im prepared to pay the full amount after the trial If I lose, however I strongly beleive Im not in the wrong here.

My question is, if you defend a money claim and lose, but pay the 'alleged' debt in full immediatley will I still get a CCJ.

[atticus]

CCJ is an abbreviation of County Court Judgement. If you lose the case, the County Court will enter judgement against you.

If that happens, and you pay the judgement amount quickly, then you can avoid having an unsatisfied CCJ on your record.

Others may be able to add detail about any further steps you should take.

[JK2054]

If you pay the CCJ within 30 days you need to fill an N443 and the court will be able to remove the judgement from the register. This means it will go from your credit file too.