CNBC Defence not filed resulting in CCJ

[LSJ]

Hello, I sent my defence (parking ticket - MET parking services) to the court via email on 22/12/23 on the instructions of one of their advisors, and received an email acknowledgment the same day. On 15/03/24 I received a letter telling me that because I didn’t file a defence, I had to pay the fine and costs and that I had been issued with a CCJ. In the meantime my mortgage is up for renewal and the CCJ means that I can’t take advantage of a lower rate which in turn means that I may lose my home. I have called the court many times and had different advice every time, a solicitor friend called the court for me and got different advice again, I have emailed many times but no one will take responsibility. Is there anything I can do? I was advised by my solicitor friend not to apply to have this set aside on the advice of who she spoke to as this could take up to six months and this needs to be dealt with asap. It’s causing a lot of stress, any help greatly appreciated!

[JK2054]

Hello, I sent my defence (parking ticket - MET parking services) to the court via email on 22/12/23 on the instructions of one of their advisors, and received an email acknowledgment the same day. On 15/03/24 I received a letter telling me that because I didn’t file a defence, I had to pay the fine and costs and that I had been issued with a CCJ. In the meantime my mortgage is up for renewal and the CCJ means that I can’t take advantage of a lower rate which in turn means that I may lose my home. I have called the court many times and had different advice every time, a solicitor friend called the court for me and got different advice again, I have emailed many times but no one will take responsibility. Is there anything I can do? I was advised by my solicitor friend not to apply to have this set aside on the advice of who she spoke to as this could take up to six months and this needs to be dealt with asap. It’s causing a lot of stress, any help greatly appreciated!

you pay £303 and apply to have it set aside on groudn you filed a defence
you then make a complaint on the HMCTS website and they refund the £303 fee upon proof that you filed your defence correctly

although you can file the complaint first as that normally gets a reply within 2 weeks

[moatmeister]

Im not legally trained in the slightest, but currently going through a similar situation. They are quick to hand these things out but getting rid of them does take time and effort. I think there are only two ways to do it. Pay the judgement amount in full within 30 days of it being issued, or apply to have it set aside.No one will take responsibility, and I dont think that the companies who hand these ccjs out randomly have any idea about the stress it can cause. Good luck!