Help! How do I appeal or submit a reponing note for an ordinary cause decree by default?
Timeline:
5th Sept: Received Initial Writ or 2 credit cards, totalling c£15k. Cabot / Nolan's
7th Sept: CCA requests sent to Cabot
14th Sept: Response confirming they do not have paperwork. Requesting from original CC company. CCA request remains unfulfilled.
26th Sept: Intimated my initention to defend, and lodged defences. Paid fee over the phone. Court clerk states they will also send my defences to Cabot. I also post a paper copy.
26th Sept: Confirmation from court, with options hearing set for December.
21st Nov: Received a letter from Nolans with initimation of motion, stating 'defender has failed to lodge and intimate defences', and seeks decree by default.
21st Nov: Call Court Clerk who confirms my intenton to defend was lodged and defences were received. No further action taken.
1st Dec: Receive Interlocutor granting decree by default as 'no oppostion to lodged therto'.
1st Dec: Contacted Court Clerk to raise my concerns. Back and forth for almost 2 weeks.
13th Dec: Email chain finally ends with Clerk claiming they have no recollection of any call (I paid the fee over the phone(!)) or having forwarded my defences to pursuer.
Court Clerk advises I "seek legal advice as this would now mean the Decree stands and an appeal would need to be raised with the Sheriff Appeal Court" Needs to be lodged by 28th December.
I submitted my intention to defend, paid the fee, lodged by defences (which the court clerk claimed would also send to Nolan's), posted my defences - and yet somehow find myself at the wrath of decree be default.
Any help, guidance, templates, or words of wisdom would be warmly welcomed.
Timeline:
5th Sept: Received Initial Writ or 2 credit cards, totalling c£15k. Cabot / Nolan's
7th Sept: CCA requests sent to Cabot
14th Sept: Response confirming they do not have paperwork. Requesting from original CC company. CCA request remains unfulfilled.
26th Sept: Intimated my initention to defend, and lodged defences. Paid fee over the phone. Court clerk states they will also send my defences to Cabot. I also post a paper copy.
26th Sept: Confirmation from court, with options hearing set for December.
21st Nov: Received a letter from Nolans with initimation of motion, stating 'defender has failed to lodge and intimate defences', and seeks decree by default.
21st Nov: Call Court Clerk who confirms my intenton to defend was lodged and defences were received. No further action taken.
1st Dec: Receive Interlocutor granting decree by default as 'no oppostion to lodged therto'.
1st Dec: Contacted Court Clerk to raise my concerns. Back and forth for almost 2 weeks.
13th Dec: Email chain finally ends with Clerk claiming they have no recollection of any call (I paid the fee over the phone(!)) or having forwarded my defences to pursuer.
Court Clerk advises I "seek legal advice as this would now mean the Decree stands and an appeal would need to be raised with the Sheriff Appeal Court" Needs to be lodged by 28th December.
I submitted my intention to defend, paid the fee, lodged by defences (which the court clerk claimed would also send to Nolan's), posted my defences - and yet somehow find myself at the wrath of decree be default.
Any help, guidance, templates, or words of wisdom would be warmly welcomed.
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