The card company has the right to be indemnified by the supplier (s75(2)), and has the right to have the supplier made a party to the case (s75(6)).
My view is that the card company's position can end up being neutral: if breach of contract by the supplier is established, it gets an indemnity i.e. the right to be repaid by the supplier. If the court finds no breach of contract by the supplier, the card company has no liability.
Others may have different views.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
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CPR 31.14 Request
Subject Access Request Letter
Example Defence
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If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
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If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
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If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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