Tweet
Hi I started a thread a few months ago when I got a final decision from TM Legal saying they had done now wrong.
They never updated my address despite on the first phone call I told them I had not received any letters, only emails. They did not at this point confirm my contact details were correct, even though I had given a slightly different address (I live in a different house on the same street).
I made a DSAR for the phone calls made between myself and them and they said in the phone call that no further action would be taken with the claim they had started but if I didn’t respond after they had sent my CCA, then I might be subject to further collections activity.
but when I didn’t get back In touch when I should’ve received my CCA (which I didn’t get because they had been sending Mail to the wrong address), they made a default claim against me, using the same claim they had started back in November, before I had received my requested CCA document.
my under strong was that, the process of obtaining a CCJ would have had to start from scratch if they were not taking any further action regarding that particular claim.
I have submitted an N244 but I have to pay £275 and not entitled to any help with fees. And TM Legal won’t give a letter of consent. So what I want to know is has anybody had any success with getting a judgment set aside as in is it worth me spending the money when I can’t really afford it at the minute?
I want it setting aside on principle at this point because they have twisted everything in their response to my complaint.
TIA
They never updated my address despite on the first phone call I told them I had not received any letters, only emails. They did not at this point confirm my contact details were correct, even though I had given a slightly different address (I live in a different house on the same street).
I made a DSAR for the phone calls made between myself and them and they said in the phone call that no further action would be taken with the claim they had started but if I didn’t respond after they had sent my CCA, then I might be subject to further collections activity.
but when I didn’t get back In touch when I should’ve received my CCA (which I didn’t get because they had been sending Mail to the wrong address), they made a default claim against me, using the same claim they had started back in November, before I had received my requested CCA document.
my under strong was that, the process of obtaining a CCJ would have had to start from scratch if they were not taking any further action regarding that particular claim.
I have submitted an N244 but I have to pay £275 and not entitled to any help with fees. And TM Legal won’t give a letter of consent. So what I want to know is has anybody had any success with getting a judgment set aside as in is it worth me spending the money when I can’t really afford it at the minute?
I want it setting aside on principle at this point because they have twisted everything in their response to my complaint.
TIA
