TSB took my money

[des8]

How long ago did this happen?
If FoS claim was out of time (they have a six year limit to raise a complaint) you may have problems bringing a court claim

[dslippy]

It sounds as if they thought you may be involved in some sort of money laundering. Do you have correspondence from your employer about it which might show that it was a proper receipt?

[sandfordboy]

Just to be clear,do you now have a copy of the final response letter?

[info_needed]

What you have read is not correct. It applies to Small claims cases - which a case for £16K is not. In Small claims cases you may not get back fees paid to lawyers, but will get back court fees paid. See CPR 27.14(2) https://www.justice.gov.uk/courts/pr...s/part27#27.14.

A case for £16K, if contested, will not be allocated to the Small Claims track but to the Fast track. Normal rules that loser generally pays the winner's costs apply.

But in any event, right now and without your £16K, are you not at an even bigger loss?

I stand corrected, as all info I have found relates to small claims rules.

Thanks for the advice.

[atticus]

What you have read is not correct. It applies to Small claims cases - which a case for £16K is not. In Small claims cases you may not get back fees paid to lawyers, but will get back court fees paid. See CPR 27.14(2) https://www.justice.gov.uk/courts/pr...s/part27#27.14.

A case for £16K, if contested, will not be allocated to the Small Claims track but to the Fast track. Normal rules that loser generally pays the winner's costs apply.

But in any event, right now and without your £16K, are you not at an even bigger loss?

[info_needed]

If you do not claim, how much do you think you will get back? Isn't £16k worth some investment?

The point is that every claimant (unless exempt) has to pay a court fee. If you win, you may expect the defendant to be ordered to pay you that court fee, together with other costs and expenses.

I've read that via a money claim, one cannot claim back costs/fees.. this is my point asking what alternatives are there, as I cannot be expected to 'pay' to have my money back (where I cannot claim back my costs/fees - as that means I'm at loss, impacted by another for no good reason).

[atticus]

If you do not claim, how much do you think you will get back? Isn't £16k worth some investment?

The point is that every claimant (unless exempt) has to pay a court fee. If you win, you may expect the defendant to be ordered to pay you that court fee, together with other costs and expenses.