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Lowell County court cliam

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  • Lowell County court cliam

    Received claim? Yes
    Issue Date: 08/04/2021
    Have you Acknowledged the Claim?: N0
    Total Amount Claimed : £600
    Claimant’s Name:Lowell Portfolio
    Solicitors Firm: Overdales
    Original Creditor:SKY
    Original Debt sky tv/broadband
    Particulars of Claim:
    The claim is for the sum of £500 due by the defendant sky UK ltd.
    account with account ref of xxxxx
    The defendant failed to maintain contractual payments required under the account agreement. The debt was legally assigned to the claimant on 2019, Notice of which has been given to the defendant. The claim includes statutory interest under S.69 of the county courts act 1984 at a great of 8% per annum from the date of assignment to the date of issue of these proceedings in the sum of £40 the claimant claims in the sum of £500
    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): not statute barred
    List any letters you have sent (eg: CCA/ CPR ): none
    Any Other Information or Background Details:

    Hi all,

    I'm hoping you can help me with this.

    I received a claim from Lowell for a debt that was originally owed to SKY for a package they provided to me for approximately 10 years. In 2017, I unfortunately went through a messy separation with my wife and also lost my job. At this time I informed sky of my situation, I was asked to return the equipment to prevent a charge of £250. I explained to the sky representative that due to the current situation i was unable to return to the house to arrange the collection of the equipment and was not on speaking terms with my wife. I also informed them that I had been informed that a sky engineer had already been arranged to visit the property as my wife had actually arranged to have sky installed in her name because at this point the tv had been cut off. The sky representative agreed as a one-off that when the engineer visits for the new installation that he would be instructed to collect the equipment and return it to sky. 2 years later I was then notified of a debt to sky for an outstanding amount of £400 which included the charge for this equipment. At this point I called the debt company that was trying to arrange the collection of this money. They explained they would refer this back to sky. A year later I receive a county court claim for the full debt. I was hoping for some advice on what I should do. Many thanks


    Tags: None

  • #2
    I have requested a further 28 days but this is soon to expire . Any help with this would be greatly appreciated. Thanks

    Comment


    • #3
      First Steps

      ​​​​​​ Check dates
      Acknowledge Claim tick defend all


      rob

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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