Hi,
Ive managed to get a CCJ for a credit card set aside by consent with the claimant, Hoist Portfolio (Didn't receive court claim and its statute barred).
Part of the agreement to set aside was that I file a defence within 14 days.
Because i never received the court papers, I havent got the page to lodge a defence.
Ive seen on this forum a form N9b.
1- Is that the correct form to make my defence?
2 - should I claim costs of the set aside fee £255?
3 - do i send it to my local court that held the set aside hearing?
4 - can I email it with pdf's of the N9b and copies of my evidence?
5- do I send copies of my defence to Hoist?
The default date is over 6 years ago but they say I made a payment within 6 years. I dont have old statements to disprove it.
6- What key factor would they need to have to prove the payment they alledge?
7- should I still make a cpr 31.14 request to get the CCA and details of that payment?
And what happens if I dont get that info from them in time for my defence deadline??
Sorry for the mammoth thread.
Ive managed to get a CCJ for a credit card set aside by consent with the claimant, Hoist Portfolio (Didn't receive court claim and its statute barred).
Part of the agreement to set aside was that I file a defence within 14 days.
Because i never received the court papers, I havent got the page to lodge a defence.
Ive seen on this forum a form N9b.
1- Is that the correct form to make my defence?
2 - should I claim costs of the set aside fee £255?
3 - do i send it to my local court that held the set aside hearing?
4 - can I email it with pdf's of the N9b and copies of my evidence?
5- do I send copies of my defence to Hoist?
The default date is over 6 years ago but they say I made a payment within 6 years. I dont have old statements to disprove it.
6- What key factor would they need to have to prove the payment they alledge?
7- should I still make a cpr 31.14 request to get the CCA and details of that payment?
And what happens if I dont get that info from them in time for my defence deadline??
Sorry for the mammoth thread.
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