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Received a claim? Yes/No: YES
Issue Date: 14 JAN 2021
Have you Acknowledged the Claim?: YES
Total Amount Claimed : £7000
Claimant’s Name: Lowell Portfolio I Ltd
Solicitors Firm: Lowell Solicitors Limited
Original Creditor: Ikano Bank
Original Debt (eg. Credit card/Loan/Overdraft) : Loan
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
1) The Defendant entered into a Consumer Credit Act 1974 regulated agreement with Ikano Bank AB (publ) under account reference XXXXXXXX ('the Agreement')
2) The Defendant failed to maintain the required payments and arrears began to accrue.
3) The Agreement was later assigned to the Claimant on XX/XX/2018 and notice given to the Defendant.
4) Despite repeated requests for payment, the sum of £7000 remains due and outstanding.
And the Claimant claims
a) The said sum of £7000
b) Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £X, but limited to one year, being £X
c) Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): Not Statute Barred
List any letters you have sent (eg: CCA/ CPR ): None since receiving the claim forms.
Any Other Information or Background Details:
The only letter I have sent to Lowell Solicitors so far is a reply to their pre-action letter offering a token payment with my income and outgoings, after receiving debt advice from business debt line. I'm currently on Universal Credit due to the pandemic and am self-employed, currently with no spare income to pay debts. I have never made a payment to Lowell on this debt.
I anyone can help with the next steps to take I would be very grateful.
Issue Date: 14 JAN 2021
Have you Acknowledged the Claim?: YES
Total Amount Claimed : £7000
Claimant’s Name: Lowell Portfolio I Ltd
Solicitors Firm: Lowell Solicitors Limited
Original Creditor: Ikano Bank
Original Debt (eg. Credit card/Loan/Overdraft) : Loan
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
1) The Defendant entered into a Consumer Credit Act 1974 regulated agreement with Ikano Bank AB (publ) under account reference XXXXXXXX ('the Agreement')
2) The Defendant failed to maintain the required payments and arrears began to accrue.
3) The Agreement was later assigned to the Claimant on XX/XX/2018 and notice given to the Defendant.
4) Despite repeated requests for payment, the sum of £7000 remains due and outstanding.
And the Claimant claims
a) The said sum of £7000
b) Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, accruing at a daily rate of £X, but limited to one year, being £X
c) Costs
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): Not Statute Barred
List any letters you have sent (eg: CCA/ CPR ): None since receiving the claim forms.
Any Other Information or Background Details:
The only letter I have sent to Lowell Solicitors so far is a reply to their pre-action letter offering a token payment with my income and outgoings, after receiving debt advice from business debt line. I'm currently on Universal Credit due to the pandemic and am self-employed, currently with no spare income to pay debts. I have never made a payment to Lowell on this debt.
I anyone can help with the next steps to take I would be very grateful.