Long story short I contacted Lowell who have been bouncing around a credit from 2013 until it received a CCJ in 2016. When I found out my CJJs I acted promptly with one going to be set aside by consent, the other this Lowell one they won't even hear me out the guy just kept repeating 'we don't set aside judgements you would have to speak to the court about that' i explained if it wasn't served correctly then I can't possibly be at fault and why wouldn't Lowell want to at least see the evidence that I've got to prove I wasn't living at the address to which he just said the same thing.
I get they are not obliged to set aside by consent so I guess fair enough. My point was is it fair that a debt that is now longer than 6 years still marks a mark on my record? Is there any way to set it aside without consent based on the fact that debt is too old, I get that I could apply to get it withdrawn on the basis that it wasn't served properly but wondered if the fact that it was old debt made any difference
I get they are not obliged to set aside by consent so I guess fair enough. My point was is it fair that a debt that is now longer than 6 years still marks a mark on my record? Is there any way to set it aside without consent based on the fact that debt is too old, I get that I could apply to get it withdrawn on the basis that it wasn't served properly but wondered if the fact that it was old debt made any difference
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