CCJ payment - full and final? - LegalBeagles Forum

Foxyflugel

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Joined: Jun 2011

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CCJ payment - full and final?

20th October 2020, 14:45:PM

Hi

My friend is wanting to remortgage to a better deal, however, she has a CCJ that is due to drop off her credit file next year. The Mortgage Advisor has said that if she pays this off (around £3k) it will be better for her application.

My question is, in the past she has received offers from them to pay off a discounted amount. If she does so and it is in 'full and final' settlement - can they still sell the remaining debt onto another collection agency? I told her that I thought they could from reading on here a few years ago - but was unsure if this has changed.

Thanks in advance

Foxy

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SHORTCUTS

First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
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CCJ payment - full and final?