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Hi all
I received a Court Claim from Lowell a while back and submitted a defence. This is regards to an alleged Capital One debt. I sent the 'prove it letter' at the point I received their first response.
I have now received a letter from a Paralegal from Lowell with their 'evidence' which consists of
Exhibit LG1 - A printout of Capital Ones credit agreement with my name on in print, their header reads it is an 'electronically signed' one, I can't see any signature or even where this is allegedly electronically signed.
Exhibit LG2 - A 'statement of account' which appears to show transactions which looks like it has been knocked up on Microsoft Word or a similar program, no logos or anything on it, to be honest I could make one of those.
Exhibit LG3 - A copy of a Default Notice.
Exhibit LG4 - A Copy of a letter saying the account has been transferred, again no header or logo, just as if it has been done on Microsoft Word or similar.
I am after some advice as to whether this would stand up in Court.
They didn't reply to any of my previous contact and I have refused Mediation, and all of a sudden they have this 'evidence' which looks all official but In my opinion proves nothing.
Thanks in advance for any help here.
I received a Court Claim from Lowell a while back and submitted a defence. This is regards to an alleged Capital One debt. I sent the 'prove it letter' at the point I received their first response.
I have now received a letter from a Paralegal from Lowell with their 'evidence' which consists of
Exhibit LG1 - A printout of Capital Ones credit agreement with my name on in print, their header reads it is an 'electronically signed' one, I can't see any signature or even where this is allegedly electronically signed.
Exhibit LG2 - A 'statement of account' which appears to show transactions which looks like it has been knocked up on Microsoft Word or a similar program, no logos or anything on it, to be honest I could make one of those.
Exhibit LG3 - A copy of a Default Notice.
Exhibit LG4 - A Copy of a letter saying the account has been transferred, again no header or logo, just as if it has been done on Microsoft Word or similar.
I am after some advice as to whether this would stand up in Court.
They didn't reply to any of my previous contact and I have refused Mediation, and all of a sudden they have this 'evidence' which looks all official but In my opinion proves nothing.
Thanks in advance for any help here.
