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Hi all
Im about to be going to court regarding a claim against me.
The claim has been fraught with errors with the particulars of claim having the incorrect amount, the notice of assignment in particulars mentioning the incorrect creditor.
I raised all this in my defence and in their final particulars they basically said oops typo. We want x money and we didn't mean to say thay company we meant this one.
This is all relevant because my defence also rests on the fact i never had a default notice for the debt in question and they have proceeded to assign and then take court action without giving me suitable notice to take action. When i questioned this they failed to acknowledge my complaint.
They have now entered the response on their court pack that they have no copy of the default notice but a system screenshot saying saying one was issued which was enough based on balance of probability.
Now i need to know is this a reasonable approach from the creditor and also based on all the errors is it reasonable to assume this screen shot is evidence or would i be fair to say thay based on all the errors no reliance should be placed on anything they share!
Interested in your thoughts!
Cheers
Im about to be going to court regarding a claim against me.
The claim has been fraught with errors with the particulars of claim having the incorrect amount, the notice of assignment in particulars mentioning the incorrect creditor.
I raised all this in my defence and in their final particulars they basically said oops typo. We want x money and we didn't mean to say thay company we meant this one.
This is all relevant because my defence also rests on the fact i never had a default notice for the debt in question and they have proceeded to assign and then take court action without giving me suitable notice to take action. When i questioned this they failed to acknowledge my complaint.
They have now entered the response on their court pack that they have no copy of the default notice but a system screenshot saying saying one was issued which was enough based on balance of probability.
Now i need to know is this a reasonable approach from the creditor and also based on all the errors is it reasonable to assume this screen shot is evidence or would i be fair to say thay based on all the errors no reliance should be placed on anything they share!
Interested in your thoughts!
Cheers
