Tweet
Hi guys, my dad went to the court on 3rd. His english is average on a good day. Basically he took a car from black horse which is the company that allow finance for people with less than good credit rating, he missed few monthly payments and blackhorse decided that they want the car back. He went to the court on 3rd of October to convince the judge that he will pay back all the arrears, but he wants to keep the car. Today we received a letter from court. Could someone translate it to me? Do we get to keep the car? I am not sure what does it say. Thank you.
Loading...
-
Tags: None
-
Hi,
I'm not so sure you are giving us the full story here. Blackhorse can't simply say they want the car returned because they have contractually agreed for your father to use it in return for payments. Judging by the order, I am going to presume that Blackhorse are alleging non-payment and they therefore terminated the agreement seeking recovery of the car.
Your father has to file a defence and specifically address what appears to be his argument that he has been paying £200 per week. If you want any real help from us, then you are going to have to provide us some more details, ideally:
1. Background leading up to the court claim and hearing.
2. The Claim Form and any other Particulars of Claim.
3. Your father's defence he filed.If you have a question about the voluntary termination process, please read this guide first, as it should have all the answers you need. Please do not hijack another person's thread as I will not respond to you
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
LEGAL DISCLAIMER
Please be aware that this is a public forum and is therefore accessible to anyone. The content I post on this forum is not intended to be legal advice nor does it establish any client-lawyer type relationship between you and me. Therefore any use of my content is at your own risk and I cannot be held responsible in any way. It is always recommended that you seek independent legal advice. -
Yes, that precisely what happened. Blackhorse terminated the agreement because of problems with payements. He was supposed to tell the court, that he WILL be paying the 200 a week to get rid of the arrears, but it looks like he messed it up and told them he was paying and he believes blackhorse are wrong telling him there are any arrears. What do you think is the best course of action? Thank you.Comment
1 of 2
<
>
SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
2 of 2
<
>
Support LegalBeagles
LegalBeagles is a free forum, founded in May 2007, providing legal guidance and support to consumers and SME's across a range of legal areas.
See more
See less
Comment