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My cousin had a pcn from vcs,on her car back in 2015(.I received 1 on my vehicle too although I wasn't the driver.I challenged mine with vcs,(parked at Topps Tiles,derby road/Fletcher street,Long Eaton NG10),using a few laws, cases against vcs where they lost, as well as vcs being sued for a S10 breach of the dpa.vcs decided to use b w illegal.I got rid of them and all was o.k.my letter was the same as my cousins letter.)
Last week my cousin came round to me with a ccj from Northampton county court saying that she failed to attend her hearing and the case was awarded to vcs.She is adamant she never received any original documents from the court
.2 days later,she got a letter from ELMS legal demanding she pays the vcs charge and ELMS costs totalling £285.00.(Are ELMS legally entitled to charge £90.00 on top of vcs's charge?).
My cousin rang vcs to pay the charge but was told, it is now in the hands of ELMS.Am I correct in saying/guessing that ELMS has purchased the debt from vcs, or has it been transferred (the same thing to me if I am honest),to ELMS for them to hopefully get my cousin to pay up,so vcs can get their money?(.this question was put to ELMS, and the female telephonist said that the debt has been "transferred" to ELMS, not sold to them or bought by them.
Incidentally,there are no signs at the entrance to the car park of Topps Tiles, there are 2 on 2 walls.VCS are non pofa compliant either, and they do not have a contract with Topps Tiles, as I have already enquired.B W illegal also confirmed in a letter to me that VCS are not relying on pofa.does that mean vcs have acted illegally in bringing the original claim, and have they broken the dpa Section 10?.
Any help and clarification would be greatly appreciated.My cousin has a health issue and can ill afford £285.00 from her ESA payments.
Last week my cousin came round to me with a ccj from Northampton county court saying that she failed to attend her hearing and the case was awarded to vcs.She is adamant she never received any original documents from the court
.2 days later,she got a letter from ELMS legal demanding she pays the vcs charge and ELMS costs totalling £285.00.(Are ELMS legally entitled to charge £90.00 on top of vcs's charge?).
My cousin rang vcs to pay the charge but was told, it is now in the hands of ELMS.Am I correct in saying/guessing that ELMS has purchased the debt from vcs, or has it been transferred (the same thing to me if I am honest),to ELMS for them to hopefully get my cousin to pay up,so vcs can get their money?(.this question was put to ELMS, and the female telephonist said that the debt has been "transferred" to ELMS, not sold to them or bought by them.
Incidentally,there are no signs at the entrance to the car park of Topps Tiles, there are 2 on 2 walls.VCS are non pofa compliant either, and they do not have a contract with Topps Tiles, as I have already enquired.B W illegal also confirmed in a letter to me that VCS are not relying on pofa.does that mean vcs have acted illegally in bringing the original claim, and have they broken the dpa Section 10?.
Any help and clarification would be greatly appreciated.My cousin has a health issue and can ill afford £285.00 from her ESA payments.
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