Originally posted by erudioed
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defense filed late - Lowell offering Tomlin Order or to strike-out my defence
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If you dont attend then you will be risking judgment being entered against you, thats the problemI work for Roach Pittis Solicitors. I give my free time available to helping other on the forum and would be happy to try and assist informally where needed. Any posts I make on LegalBeagles are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide is without liability.
If you need to contact me please email me on Pt@roachpittis.co.uk .
I have been involved in leading consumer credit and data protection cases including Harrison v Link Financial Limited (High Court), Grace v Blackhorse (Court of Appeal) and also Kotecha v Phoenix Recoveries (Court of Appeal) along with a number of other reported cases and often blog about all things consumer law orientated.
You can also follow my blog on consumer credit here.
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Hi Amethyst and pt2537, if you're able to advise it would be hugely appreciated as I have now to make an urgent decision.
Lowells provided the evidence (agreement) at the last minute and filed it with the court as evidence on 15/7 with the hearing date set as 1/8. They paid the fee before the judges deadline, which was 11/7.
They have offered me a Tomlin agreement, which now includes the legal fees, so is more than the original tomlin they offered at the top of this thread.
We (on this forum) discussed the Doyle Vs PRA angle.
I've no idea if the agreement they've provided is solid or not (attached, the copy they sent is barely legible - literally unreadable without some guesswork)
I'm unable to attend the hearing due to having three young children, no support and no money for either childcare nor travel to get there. Also, I'd like my husband to be there to represent me, but he cannot attend.
Could you help me to identify my options here?
Can I attempt to change the hearing date either on the grounds of lack of ability to attend (kids, money) or due to needing more time to review the evidence, since it was submitted so late in the day?
Can I file a defense using the Doyle V PRA angle, if so how do I do this? Can this work without my attending court?
Can I represent myself without physically attending? Perhaps via a video link or email?
I don't mind paying what I owe if I do owe it, not so keen on the additional legal costs. Ultimately I have no money to pay anyway and struggle to feed my family (on benefits etc at the moment due to a tough time right now). It's likely that whatever the outcome I can only afford a token £1/month for the foreseeable future. The current amount they want inc fees is just below £4k.
I'd really value any guidance you can give me here as all I can see to do is to accept the tomlin order, but will they allow this with such a low payment plan?
Finally, I intend to go bankrupt as soon as I can afford it. What happens to the Tomlin order then?
Thanks again, hope to hear from you very soon.Last edited by erudioed; 29th July 2019, 20:17:PM.
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