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Asset Collections Investigations Notice Proposed Allocation to the Small Claims Track

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  • Asset Collections Investigations Notice Proposed Allocation to the Small Claims Track

    Hello,
    Was hoping for some help please.
    I recently received a court claim from Asset Collections for an alleged debt, approx £1500 relating to a company called Valour Finance/Savvy Loans, including claim interest from 2016. I had not received any previous communication from this company, and have no recollection of getting a loan funded by Valour Finance/ Savvy Loans. I did take a number of Pay Day Loans from 2010-13 but no record of this company. I read a number of posts on this forum and followed the guide, requesting inspection of documents including agreement, default notice, assignment of debt and formal demand.I also requested copy of original agreement, and wrote to the alleged original lender Valour Finance requesting details. I received no replies whatsoever (Valour Finance/ Savvy Loans seem to have closed down).
    Last week I submitted my defence using one of the templates, and explaining I've received no reply. Today I received letter "Notice of Proposed Allocation to the Small Claims Track" taking notice of it being defended claim with an attached Form N180 Small Claims Directions Questionnaire. Please could someone give me some guidance with this.
    Should I request mediation? If I do this an in the meantime still do not receive my requested documents, what happens, is there any point in mediation, or would I be wasting time and should I just try to get the case struck out?
    Assuming I should just request my local court? What normally happens with this, does it go to defendants court or could it be assigned to claimants preferred court which will likely be long distance away from me?
    Witnesses - Think this would just be me!?
    Do I need to photocopy and send to claimant? Should I receive copy of their form?
    Any advice on what I should do, and what normally happens in these situations would be much appreciated.
    Kind Regards
    Tags: None

  • #2
    any help on this please? I need t respond to DQ and send tomorrow but still had no details from the claimant (ie credit agreement etc). I would like to mediate but as I dont know any details should I tick no. I've checked online and the claimant responded to DQ last week but has not sent anything to me. Can I get any advice as to what I should do? Thanks

    Comment


    • #3
      Return the DQ. If it's not your debt it's not really worth mediating. You want to pay £0, they want the full amount.

      With your DQ complain to the court that you have not received the DQ from them. Don't forget to send a copy to the claimant.

      Don't lose by not complying with the court requirements.

      Comment

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      SHORTCUTS


      First Steps
      Check dates
      Income/Expenditure
      Acknowledge Claim
      CCA Request
      CPR 31.14 Request
      Subject Access Request Letter
      Example Defence
      Set Aside Application
      Directions Questionnaire



      If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.





      NOTE: If you receive a court claim note these dates in your calendar ...
      Acknowledge Claim - within 14 days from Service

      Defend Claim - within 28 days from Service (IF you acknowledged in time)

      If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




      We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
      If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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