Hi,
I found out today after logging into my credit file account I have a CCJ against me. The reason for the check was I got knocked back for a small amount of credit last week.
On the file it's to a completely different surname and to and against an address I haven't lived at since 2016.
I genuinely have no idea what this debt relates to and it's only really for a small sum of money. I assume the CCJ was assigned by default due to me not replying.
What are the next steps? Contact the court with the claim number I found on the credit file and get the details sent to my new address?
I assume that I can prove the debt doesn't belong to me I can get the judgement set aside and it removed from my credit file?
Any advice would be greatly appreciated.
Mark
I found out today after logging into my credit file account I have a CCJ against me. The reason for the check was I got knocked back for a small amount of credit last week.
On the file it's to a completely different surname and to and against an address I haven't lived at since 2016.
I genuinely have no idea what this debt relates to and it's only really for a small sum of money. I assume the CCJ was assigned by default due to me not replying.
What are the next steps? Contact the court with the claim number I found on the credit file and get the details sent to my new address?
I assume that I can prove the debt doesn't belong to me I can get the judgement set aside and it removed from my credit file?
Any advice would be greatly appreciated.
Mark
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