Hi All
I am desperately after some advice. I have had a CCJ judgemnt set on my credit history in November last year. This CCj was via a small claims court by an individual who failed to fullfill a contract i entered into for some work we wanted done on our website, On the inital request for refund it was ignored back in august, In October i managed to obtain a full refund for services not received via paypal, his payment merchant, the company had 10 days to respond to our claim to which they ignored and paypal ruled in my favour.
Not two days after, we recieved an email of an attachement from the company taking us to small claims court for the total amount of the contract +fees. The attachment didnt look official and based on his contduct already i didnt accept that this file was genuine but more or a bullying techniquie, the company also stated that hard copies would be in the post to the address that he held on file for us, despite moving out of that rental property in August, We recieved this email in November. The comany has been made aware that we no longer lived at this address and they responded thats tough luck for us, and acknolwdelging i had got their pdf attachement was enough to say i had recieved it.
The next day i entered into a conversation with the company to come to an amicable agreement to have this matter settled and not go to court. I have never been taken to court before, and i didnt want to start now. I have an email from the compant telling me that if i made a BACS payment for £480 he would accept that and end the case immediaetly so long as we made payment before the 13th of november. On the 9th of November, we made payment and never ever recieved a confirmation that he had recieved the money and closed the case, even after approx 20-30 requests.
We were ignored and ignored and then i rcieve a an email of a self typed cease and disist order saying i cannot contact him. !!!
On new years eve i recieved a ping from clear score saying i had a major credit change and sure enough there it was a CCJ for £780. He never closed the case. We have a copy of the email for the agreeemnt to close the case, we have a copy of the bank statement showing the transaction.
We then seeked legal advice from a local firm who said they would help, we paid £600 on account and yesterday received an invoice for £1200 for works currently undertaken, Al they had done was speak to the other side and informed them that they had obtained a judgement that was not honest, he had lied in his statement of truth and mis lead us into obtaining money only not to close the case but still claim the full value.
The company responded saying they confirm that they had recieved the money but they had stated that there were other stipulatons that hadnt been met in the agreement so they didnt close the case.
The only stipulation in the agreement and i have proof is that money was paid before the 13th. He changed his mind and dishonestly claimed against me and hasnt notified the court of the £480 we paid.
We cannot afford to spend another £2000 to the solictor to submit a n244 when we can do it ourselves with all the relevant evidence of end of tenancy, agreements, payments, and poor conduct from the other side.
I have no idea how to write this form out in a way that will draw the judges attention to the company obtaining money before the court date and not disclosing it, lying in a statment of truth and his general conduct, he knew we didnt live at that address and he knew it would be given by default.
So at present i am £1200 down to a solicitor, £480 to the company who failed to tell e they had it or close the case, so im already £1680 out of pocket and still have a ccj for £780 against me.
Please can someone help me word a statement and give me the correct terminology for the form. I cant let this guy get away with this, i am not the only one, i see multiple reviews on the guy doing the exact same thing.
can anyone advise me.
Many Thanks
Stu
I am desperately after some advice. I have had a CCJ judgemnt set on my credit history in November last year. This CCj was via a small claims court by an individual who failed to fullfill a contract i entered into for some work we wanted done on our website, On the inital request for refund it was ignored back in august, In October i managed to obtain a full refund for services not received via paypal, his payment merchant, the company had 10 days to respond to our claim to which they ignored and paypal ruled in my favour.
Not two days after, we recieved an email of an attachement from the company taking us to small claims court for the total amount of the contract +fees. The attachment didnt look official and based on his contduct already i didnt accept that this file was genuine but more or a bullying techniquie, the company also stated that hard copies would be in the post to the address that he held on file for us, despite moving out of that rental property in August, We recieved this email in November. The comany has been made aware that we no longer lived at this address and they responded thats tough luck for us, and acknolwdelging i had got their pdf attachement was enough to say i had recieved it.
The next day i entered into a conversation with the company to come to an amicable agreement to have this matter settled and not go to court. I have never been taken to court before, and i didnt want to start now. I have an email from the compant telling me that if i made a BACS payment for £480 he would accept that and end the case immediaetly so long as we made payment before the 13th of november. On the 9th of November, we made payment and never ever recieved a confirmation that he had recieved the money and closed the case, even after approx 20-30 requests.
We were ignored and ignored and then i rcieve a an email of a self typed cease and disist order saying i cannot contact him. !!!
On new years eve i recieved a ping from clear score saying i had a major credit change and sure enough there it was a CCJ for £780. He never closed the case. We have a copy of the email for the agreeemnt to close the case, we have a copy of the bank statement showing the transaction.
We then seeked legal advice from a local firm who said they would help, we paid £600 on account and yesterday received an invoice for £1200 for works currently undertaken, Al they had done was speak to the other side and informed them that they had obtained a judgement that was not honest, he had lied in his statement of truth and mis lead us into obtaining money only not to close the case but still claim the full value.
The company responded saying they confirm that they had recieved the money but they had stated that there were other stipulatons that hadnt been met in the agreement so they didnt close the case.
The only stipulation in the agreement and i have proof is that money was paid before the 13th. He changed his mind and dishonestly claimed against me and hasnt notified the court of the £480 we paid.
We cannot afford to spend another £2000 to the solictor to submit a n244 when we can do it ourselves with all the relevant evidence of end of tenancy, agreements, payments, and poor conduct from the other side.
I have no idea how to write this form out in a way that will draw the judges attention to the company obtaining money before the court date and not disclosing it, lying in a statment of truth and his general conduct, he knew we didnt live at that address and he knew it would be given by default.
So at present i am £1200 down to a solicitor, £480 to the company who failed to tell e they had it or close the case, so im already £1680 out of pocket and still have a ccj for £780 against me.
Please can someone help me word a statement and give me the correct terminology for the form. I cant let this guy get away with this, i am not the only one, i see multiple reviews on the guy doing the exact same thing.
can anyone advise me.
Many Thanks
Stu
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